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PayPal: PayPal Credit reviews

4.91
Based on 50,153 reviews, last reviewed 2nd Jun 2025
1783500% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the most convenient way of receiving or se... PayPal is the most convenient way of receiving or sending hard earned money without any hurdles. Reviewed on: 2nd June 2025
Venkata 's avatar
Venkata

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025
Muna A's avatar
Muna A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50153)

Review of the PayPal, PayPal Credit:

PayPal credit is an excellent service.

5
PayPal credit is an excellent service. It has enabled me to purchase goods which were needed urgently in a time where cash was low. Reviewed on: 26th May 2025

I have only ever had positive dealings with PayPal o...

5
I have only ever had positive dealings with PayPal over the many years I have been a customer The customer services team are always polite, empathetic and helpful. I have recommended PayPal serices to family and friends due to my own experience with them Reviewed on: 2nd June 2025

Use PayPal always

5
Always use PayPal keeping my banking details private Reviewed on: 2nd June 2025

Perfect Paypal

5
Amazing service that I have started to see more readily available Reviewed on: 2nd June 2025

PayPal first bank later...

4
It’s not complicated compared to my bank so I always use it if transferring money. Reviewed on: 2nd June 2025

I make most of mu transactions through Paypal credit...

4
I make most of mu transactions through Paypal credit it is really convenient for me however it has changed. On the Pay within 4 moths you would have until the 5 month to clear it without interest now you have to pay it off in full within the 4 months Reviewed on: 2nd June 2025

Easy to use

5
The app is easy to navigate, you can see at a touch what you need and, it's all very clearly laid out - easy to use and understand. Reviewed on: 2nd June 2025

I love the pay in 3 for the ability to buy things an...

5
I love the pay in 3 for the ability to buy things and spread the cost without interest payments Reviewed on: 2nd June 2025

Fast and fab

5
Quick and easy no trouble at all Reviewed on: 2nd June 2025

Great Service

5
I have used PayPal credit on several occasions and have found it very useful. Never had any issues. Great service. Reviewed on: 2nd June 2025

No concerns always available when I call and solve a...

5
No concerns always available when I call and solve any issues. Good rate for short term borrowing. Reviewed on: 2nd June 2025