Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49961 reviews)

View other PayPal products

4.91

Based on 49,961 reviews, last reviewed 1st Jun 2025

1766300% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Terrific communication. Terrific communication. Good variety of products. Clear communication. Clear website. Fair rates and flexible plans. Reviewed on: 1st June 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49961)

Review of the PayPal, PayPal Credit:

I like when paypal put 48 months zero interest offer...

I like when paypal put 48 months zero interest offer specially to scan.co.uk Reviewed on: 27th May 2025

Easy to use app but there’s no reminder for upcoming...

Easy to use app but there’s no reminder for upcoming payments Reviewed on: 1st June 2025

Easy and so helpful

Very supportive, so easy to use and easy to make payments too. Ease of payment transaction makes life so much easier, I make monthly payments but can easily make extra payments too by logging in online Reviewed on: 1st June 2025

I trust PayPal services because the are excellent.

I think all the PayPal services are excellent. My biggest reason is the trust I have knowing that when I can pay by PayPal my bank details are not shared with the retailers I purchase from. Xoom is one of PayPal services that allows me to send birthday cash presents to my grandsons, who live abroad, at a cost far lower than doing it through a bank. Reviewed on: 1st June 2025

Plenty of useful features and good service

Plenty of useful features and good service though sometimes a little long-winded process to get through customer services when there is an issue. Reviewed on: 1st June 2025

Excellent offering

Great offering flexible payment plans with low or zero interest . I find PayPal credit really helpful for large purchases. Thank you Reviewed on: 1st June 2025

very easy and safe

Is very easy to use and meros your money safe Reviewed on: 1st June 2025

It was straight forward and simple

It was straight forward and simple Reviewed on: 1st June 2025

I’ve used PayPal since the beginning.

I’ve used PayPal since the beginning and it’s always been great. Reviewed on: 1st June 2025

Easy to use, reliable

Flexible replacement, with 0 or min interest. Used in a most of retailers and websites. Reviewed on: 1st June 2025

Very happy with service .

Very happy with service . wish I could benefit more from interest free , wish monies were taken off in balance in order , so avoiding interest . Would recommend. Reviewed on: 1st June 2025

Alternative products

Cashback Plus Credit Card
from RBS 4.12 from 8 reviews
Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews
Credit Card
from American Express 4.45 from 121 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub