Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49998 reviews)

View other PayPal products

4.91

Based on 49,998 reviews, last reviewed 1st Jun 2025

1769800% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good good It’s ok. better than some easy to use Reviewed on: 1st June 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49998)

Review of the PayPal, PayPal Credit:

I have a good experience with PayPal.

I have a good experience with PayPal. I recommend to others as well for using PayPal. Reviewed on: 27th May 2025

My preferred no hastle way to shop

PayPal is so easy to use and gives peace of mind being so well known and widely used. It gives me all the options of buying things as I need them and paying later no hastie. I havnt had one problem or issue with PayPal and have been using a very long time. this is my preferred way to shop Reviewed on: 1st June 2025

Easy to use and safe to use.

Easy to use and safe to use.Could be better to get refunds back from fake payment accounts. Reviewed on: 1st June 2025

Convenient way to spread larger purchases

Convenient to spread larger payments interest free either via PayPal credit or via pay by 3 for automated payments. Helps manage larger payments and spread the burden. I have never had any issues and find the service very helpful Reviewed on: 1st June 2025

Using it often good terms and conditions very conven...

Using it often good terms and conditions very convenient and quick checkout Reviewed on: 1st June 2025

Easy to use, flexible payment options.

Easy to use, flexible payment options. Great customer support. Reviewed on: 1st June 2025

I've never had a bad experience with PayPal Credit.

I've never had a bad experience with PayPal Credit. It gives me more options to afford higher priced items and the 0% interest gives lots of time to repay with no added worries. Reviewed on: 1st June 2025

Excellence

Frequently used and never had any issues, the flexibility given is fantastic and helps immensely with living costs. Reviewed on: 1st June 2025

Paypal are always there to help with...

Ive found that PayPal are always there to help with any problems that arise & if something is wrong or does not arrive then they are always quick to help in the most efficient way. I e been using them for the last 5 years to pay for any online items as I know I will not have any problems. Reviewed on: 1st June 2025

My favourite way to pay for anything

This service is really easy to use and offers a variety of different ways to pay for items. As it is accepted by most retailers it is convenient and it is easy to keep track of your spending by using the app. Reviewed on: 1st June 2025

Fast Response, Immediate Solution

I have received immediate response from PayPal and the issue was immediately resolved. Thanks for your excellent service PayPal.. Reviewed on: 1st June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from 118 118 Money 4.84 from 1100 reviews
Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews
Purchase Credit Card
from Bank of Scotland 4.42 from 9 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub