Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50517 reviews)

View other PayPal products

4.91

Based on 50,517 reviews, last reviewed 9th Jun 2025

1816700% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am very happy with pay pal because it is an honest... I am very happy with pay pal because it is an honest company thank you Reviewed on: 9th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50517)

Review of the PayPal, PayPal Credit:

Satisfied

Good way to save some money when you struggle financially Reviewed on: 5th June 2025

Excellent throughout and easy to make and receive pa...

Excellent throughout and easy to make and receive payments. Reviewed on: 8th June 2025

Very useful and powerful credit tool

Great flexibility with a choice of either pay monthly options or similar to a normal credit card (many of which are 0% which is fantastic). I also like how it is a checkout option at many websites and the process is seamless. Only thing I wish you could do, is manually update your income so your limit can be updated accurately; there isn’t an option to do it, and I couldn’t update it through customer services either. I had a low income when I first signed up to PayPal, and this continues to affect my PayPal credit limit. Reviewed on: 8th June 2025

Always very helpful.

Always very helpful. Great staff. Never any bother when asking for help. Reviewed on: 8th June 2025

Flexible, reliable.

Flexible, reliable. Easy options at checkout. Also, easy to talk to a human when (admittedly, rarely) there was a need. Reviewed on: 8th June 2025

Easy and convenient to use.

Easy and convenient to use. Safe and secure to use online. Never had any issues. Reviewed on: 8th June 2025

Pay pal is such a versatile Payment system it’s easy...

Pay pal is such a versatile Payment system it’s easy to use and the options for paying back the credit is great Reviewed on: 8th June 2025

Very useful easy & convenient for online shopping.

Very useful easy & convenient for online shopping. Very secure for payment. Reviewed on: 8th June 2025

PayPal great, PayPal Credit not transparent.

As a service overall, it’s very good, and Pay in 3 is a lifesaver. However although PayPal Credit is useful to have I was shocked to see it seems to have registered on my credit report as a search every time I used it. Reviewed on: 8th June 2025

Trusted by millions - Safe for everyone

quick and easy to pay or receive money, trusted and safe Reviewed on: 8th June 2025

Safe m to make payment to pay pal good to improve

Safe my money easy to use and easy to make payment to paypal credit and can improve my credit limit Reviewed on: 8th June 2025

Alternative products

Credit Card
from HSBC 3.07 from 112 reviews
Credit Card
from Shop Direct 4.76 from 6 reviews
Credit Card
from Post Office 2.22 from 107 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub