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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50597 reviews)

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4.91

Based on 50,597 reviews, last reviewed 11th Jun 2025

1823500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient and Easy to Use, but Watch the Interest I’ve used PayPal Credit for book flight tickets purchases over the past year. The application process was quick and approval was instant. I particular... Read more Reviewed on: 11th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50597)

Review of the PayPal, PayPal Credit:

Greatest credit provider in my opinion.

I'm using PayPal credit for more than 5 years and so happy for service company providing, especially 0% interest on 4 month repayment for purchases over £99.99 it's amazing. It's helped me and my family to spread our costs through this difficult times. Thank you PayPal Reviewed on: 8th July 2022

The perfect partner

I couldn’t live without PayPal- it’s the perfect partner for all of my spending needs. Reviewed on: 11th June 2025

I find PayPal very easy to use and better than mobil...

I find PayPal very easy to use and better than mobile banking as it adds an extra level of protection from your bank account. The option for PayPal credit and pay in 3 is also useful as it allows for more flexibility and better terms that your standard credit cards. Reviewed on: 11th June 2025

Super easy to use!

Super easy to use! The interest free credit period is a big bonus, and it’s really easy to increase or decrease my monthly payments. Reviewed on: 11th June 2025

I love it

I love pay pal feel secure to pay this way Reviewed on: 11th June 2025

Positive overall.

Positive overall, small issue with adding a card and all the customer service staff would do is refer me back to my bank when I already knew my details were correct. I’d already checked them myself and with bank staff. Reviewed on: 11th June 2025

Fast payments and excellent customer service

Fast payments and excellent customer service that sort out problems fast. Reviewed on: 11th June 2025

I can't find any issues they are very helpful

I can't find any issues they are very helpful Reviewed on: 11th June 2025

Experience so far is very good, shopping with PayPal...

Experience so far is very good, shopping with PayPal online gives me a sense of security. Reviewed on: 11th June 2025

Easy to use anywhere .

Easy to use anywhere . Would be nice to have a physical version Reviewed on: 11th June 2025

Balances hard to understand and track

The record of returns and purchases is very difficult to follow when using PayPal credit. Although the application to use the credit was swift and a big help with larger purchases Reviewed on: 11th June 2025

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