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PayPal: PayPal Credit reviews

4.91
Based on 50,640 reviews, last reviewed 12th Jun 2025
1827400% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe I have enjoyed using PayPal for easy transactions for peace of mind also using PayPal credit is great for the bank balance Reviewed on: 12th June 2025
Lisa G's avatar
Lisa G

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50640)

Review of the PayPal, PayPal Credit:

Greatest credit provider in my opinion.

5
I'm using PayPal credit for more than 5 years and so happy for service company providing, especially 0% interest on 4 month repayment for purchases over £99.99 it's amazing. It's helped me and my family to spread our costs through this difficult times. Thank you PayPal Reviewed on: 8th July 2022

I am particularly impressed with the funding options...

5
I am particularly impressed with the funding options that are offered as well as the pay back options and interest rate applicable. Reviewed on: 12th June 2025

Flexible, very easy to apply.

5
Flexible, very easy to apply. 4 months interest free credit helps the customers to plan and budget the repayment. Very happy with the service generally Reviewed on: 12th June 2025

Fast, simple and easy to use .

5
Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025

Best help

5
Useful Help when I need and a convenient time to payback Reviewed on: 12th June 2025

Smooth Ride with PayPal Credit

5
Initially I was struggling to get PayPal Credit but as soon as I qualified everything went through smoothly Reviewed on: 12th June 2025

Never had an issue with PayPal.

5
Never had an issue with PayPal. All my transactions have been troublé free so far Reviewed on: 12th June 2025

Safe, secure, convenient

5
Never any issues, the money I keep in there feels safe and secure. As someone who often uses PayPal to do TCG trading with friends it’s the best way to easily move money from person to person without concerning myself with bank details or giving any personal details I don’t want to give. Reviewed on: 12th June 2025

Modern app, easy to use the service.

5
Modern app, easy to use the service. Reviewed on: 12th June 2025

Really good and reliable, a trustworthy name

5
Really good and reliable, a trustworthy name Reviewed on: 12th June 2025

incredible!

5
so far i have had no problems using paypal and have received prizes and profit from using their services Reviewed on: 12th June 2025

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