Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,483 reviews, last reviewed 7th Jun 2025
1813700% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal, a reliable backup. My case was thrown out by Ali Express and Evri, but PayPal came to my aid. The ran through my account, and realised that I have been a good customer o... Read more Reviewed on: 7th June 2025
olubukola o's avatar
olubukola o

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50483)

Review of the PayPal, PayPal Credit:

Very good

5
I use this service for years. It is very usefull and easy to use. Pay in 3 or 4 months 0 interest is the best. Reviewed on: 10th July 2022

Easy to use. Safe, efficient process

5
Use frequently, make good use of the pay in 3 facility. Never had any problems Reviewed on: 7th June 2025

I use it to pay for any purchases and pay off within...

5
I use it to pay for any purchases and pay off within 4 months without interest Reviewed on: 7th June 2025

Paypal credit is an excellent service, the terms and...

5
Paypal credit is an excellent service, the terms and conditions are very fair and the customer service is always excellent.It's very fair with the credit limits it gives and the credit limit increases are optional so you don't get in to financial difficulties.I Really like paypal credit and will always champion this service. Reviewed on: 7th June 2025

Good service of PayPal credit and pay in 3.

5
Good service of PayPal credit and pay in 3. Reviewed on: 7th June 2025

I’ve been using PayPal Credit for a while now, and i...

5
I’ve been using PayPal Credit for a while now, and it’s become one of my favorite ways to manage online purchases. One of the biggest reasons I like it is the flexibility it offers. It allows me to buy what I need now and pay over time, which is incredibly helpful when making larger purchases or managing unexpected expenses. Reviewed on: 7th June 2025

I have found paypal easy to use and very good for mo...

5
I have found paypal easy to use and very good for money, especially when transferring internationally. I have really enjoyed my use of PayPal over the years and really really recommend this to anyone who is thinking of using it. Reviewed on: 7th June 2025

GREAT FANTASTIC STAFF ALWAYS HELPFUL SORT ANY PROBLE...

5
GREAT FANTASTIC STAFF ALWAYS HELPFUL SORT ANY PROBLEMS OUT YOU HAVE 10/10 EVERY TIME. Reviewed on: 7th June 2025

It is excellent, wouldn’t use any other service.

5
It is excellent, wouldn’t use any other service. Very easy to use and it’s flexible. Paypal credit is used by several people in my family and friends as well. Reviewed on: 7th June 2025

PAY PAL ALWAYS A FANTASTIC EXPERIENCE

5
PAY PAL ALWAYS A FANTASTIC EXPERIENCE Reviewed on: 7th June 2025

Easy and straightforward

4
Easy and straightforward, contacted regularly to remind of payment Reviewed on: 7th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products