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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Best lenders

Very good service and excellent customer service Reviewed on: 28th May 2025

It's simple to use and clear to understand.

It's simple to use and clear to understand. When ever I have had a question or problem I have called and have spoken to someone quickly and they have always been helpful. Reviewed on: 28th May 2025

I am completely satisfied with it.

I am completely satisfied with it. Reviewed on: 28th May 2025

Never Disappointed: A GoTo Payment Method!

I’ve been using PayPal Credit consistently for online purchases and have never had any issues. It’s a swift, efficient, and convenient payment method—checkout is seamless, and the ‘Pay Later’ option gives me flexibility. Highly recommend for anyone who shops online frequently! Reviewed on: 28th May 2025

Great service.

Great service. Recommended for every buyer. Safe and peace of mind with every transaction. Reviewed on: 28th May 2025

Quick, simple online payments

Easy, Flexible access to credit and online payment with an easy to use app and GUI. Reviewed on: 28th May 2025

Easy to access

Easy to access… sometimes a little too easy. I wish PayPal wasn’t such an accessible option at times, as I use it rather frequently and have built up a reasonably sized debt on more than one occasion. Reviewed on: 28th May 2025

Like to use PayPal for online oreders

Like to use PayPal for online oreders Reviewed on: 28th May 2025

PayPal allowes me to buy the things I want and sprea...

PayPal allowes me to buy the things I want and spread the payments what I can afford . Reviewed on: 28th May 2025

Paypal credit - Love it!

I've used PayPal Credit for several online purchases, and overall, it's been a convenient way to manage payments—especially with the promotional offers like 0% interest for 6 months on purchases over a certain amount. The application process was quick, and it integrates seamlessly with my PayPal account Reviewed on: 28th May 2025

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