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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Simple, Convenient, with 4-month Interest-Free Payment

I've had a great experience with PayPal Credit. It was easy to set up, and the 4-month interest-free option helped me spread out a larger purchase without extra cost. Managing it through my PayPal account makes it super convenient and hassle-free. Reviewed on: 28th May 2025

Safe and good way to pay

Always had any issues dealt with quickly and efficiently Reviewed on: 28th May 2025

Good experience very handy especially when you can p...

Good experience very handy especially when you can pay later Reviewed on: 28th May 2025

Always easy and hassle free.

Always easy and hassle free. I have used paypal credit numerous times, its a great little financial tool to have. Reviewed on: 28th May 2025

The app is good and safe.

The app is good and safe. When i make a payment i feel safe. every time i ring Paypal always resolved my queries. Reviewed on: 28th May 2025

everything is fine and very correct

everything is fine and very correct Reviewed on: 28th May 2025

Safe purchases, good customer service and reminders

Safe purchases, good customer service and reminders Reviewed on: 28th May 2025

Easy and affordable!

It’s an easy and affordable way to spread the cost, it has been very helpful on multiple occasions and I’m very sure for many more. Reviewed on: 28th May 2025

Very happy thank you for your service

Very happy thank you for your service Reviewed on: 28th May 2025

Any problems it's easy to contact and resolve.

Any problems it's easy to contact and resolve. Ensures that if large purchases the costs can be spread. Reviewed on: 28th May 2025

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