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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49627 reviews)

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4.91

Based on 49,627 reviews, last reviewed 31st May 2025

1735000% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clear and concise Always had prompt responses to any queries. Payments are quick and easy to make and repayment terms are clear and easy to understand Reviewed on: 31st May 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49627)

Review of the PayPal, PayPal Credit:

Sensible way to pay for goods.

Helps with monthly budget, easy to use and track account. Reviewed on: 2nd June 2024

Ease of use

Ease. Of use and very clear and precise Reviewed on: 30th May 2025

Always use PayPal when I can for purchases, prefer i...

Always use PayPal when I can for purchases, prefer it to using my debit card for many reasons. Reviewed on: 30th May 2025

Poor customer service not responding well

Poor customer service not responding well Reviewed on: 30th May 2025

Just generally a good service, everyone I would have...

Just generally a good service, everyone I would have an issue, a very professional person would deal with it and I don’t have to go I breath length to wxplain the issue, the person would generally understand and find a solution. Reviewed on: 30th May 2025

Best PayPal service

I've bought many things via PayPal it is safe, fast and secure payment. Even 2-3 times in 10 years I've done wrong payment and everything was sorted really fast. Reviewed on: 30th May 2025

Fast, correct, good way for lots of things

Wasn't any problem with them, I can recommend them highly Reviewed on: 30th May 2025

It was very efficient to organise credit and pay it...

It was very efficient to organise credit and pay it back monthly Reviewed on: 30th May 2025

PayPal Credit is the convenient option!

I've been using PayPal Credit for a while now, and I have to say, it's been an incredibly positive experience. It's seamlessly integrated into the PayPal ecosystem, which makes managing purchases and payments incredibly convenient. One of the biggest advantages is the flexibility it offers. Whether it's a larger purchase I want to spread out over time or taking advantage of those fantastic 0% interest promotional periods, PayPal Credit gives me the control I need over my finances. The application process was quick and easy, and I appreciate the clear statements and reminders that keep me on track with my payments. It's a reliable and straightforward way to manage credit, especially for online shopping. Highly recommended for anyone looking for a flexible and user-friendly credit option! Reviewed on: 30th May 2025

Not Worth It

No transparency and always white lies about credit limit increase advice. Not worth it except for where concerns with providing card details for international purchases paypal is easily ignored. Reviewed on: 30th May 2025

Flexible payment schemes which can give you more wig...

Flexible payment schemes which can give you more wiggle room for whatever life throws at you. Reviewed on: 30th May 2025

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