Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (47664 reviews)

View other PayPal products

4.91

Based on 47,664 reviews, last reviewed 28th May 2025

1554300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is just amazing PayPal credit's awesome! Their credit limit is a lifesaver for budgeting, and there are zero hidden fees. Reviewed on: 28th May 2025

Latest lowest rating:

1

Paypal needs a overhaul and simplyfy the whole process PayPal credit is not as simple to use or view and manage as other. Even when it comes to make payments the process is very long and complicated which ... Read more Reviewed on: 28th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (47664)

Review of the PayPal, PayPal Credit:

PayPal is used in many different ways so easy to...

PayPal is used in many different ways so easy to use Reviewed on: 12th June 2024

Paypal MY PAL!.

After calling customer service to enquire about a direct payment not showing as cleared, i was immediately put at ease by the friendly, and professional staff. It is reassuring to know that my PayPal credit account has a great interest rate, and is a reliable service to use, especially when paying for goods online. Reviewed on: 28th May 2025

PayPal it's the way

It's always there when you need it with not huge interest and not many others offer pay in 3 or 4 months with no interest. Reviewed on: 28th May 2025

What's your excuse, not using PayPal?

Good way of managing my expenditure and debt. The option to buy and spread payments sometimes, interest free. PayPal credit has been a God sent, for me and the customer service/ protection are very highly recommended as monetary issues are professionally and satisfactorily dealt with. Reviewed on: 28th May 2025

Very very good 100 %

A good review is informative, honest and detailed. Here are a few tips for writing a review: Reviewed on: 28th May 2025

Use PayPal services regularly.

Use PayPal services regularly and never have a problem. Reviewed on: 28th May 2025

Very good service and experience

Very good service and experience Reviewed on: 28th May 2025

It's been a great financial help.

It's been a great financial help. The reminders for repayments and the split billing feature have been very useful to know. I always felt informed, and PayPal is always there to help. Reviewed on: 28th May 2025

Overall its a good experience so far.

Overall its a good experience so far. Excellent service Reviewed on: 28th May 2025

Excellent customer care

Had money taken out of my account once from abroad. PayPal were excellent in sorting this out for me and gave me tios on how to stop it happening again. Excellent customer care. Reviewed on: 28th May 2025

PayPal online payments serve me well, fast and relia...

PayPal online payments serve me well, fast and reliable…. So easy to make transactions with PayPal. Plus the pay in 3 payments interest free, is very smooth ,quickly and easily transactions with protection . I highly recommended it to friends and family …. Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 2.56 from 8 reviews
Classic Extra Card
from Capital One 3.72 from 6 reviews
Premier Credit Card
from HSBC 3.83 from 20 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub