Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49810 reviews)

View other PayPal products

4.91

Based on 49,810 reviews, last reviewed 31st May 2025

1752100% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good finance provider. Good finance provider. Thanks for the heads up Reviewed on: 31st May 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49810)

Review of the PayPal, PayPal Credit:

PayPal is used in many different ways so easy to...

PayPal is used in many different ways so easy to use Reviewed on: 12th June 2024

No problems ever.

Not much to say clear straight forward experience Reviewed on: 31st May 2025

My review

Always have had a good experience with PayPal credit, don't have a bad word to say and it's really helpful and useful. Wish more retailers used it. I still have yet to have a negative experience when I use PayPal credit. Reviewed on: 31st May 2025

Excellent payment method

Easy to use, easy to pay and your purchases are protected! Win, win! Reviewed on: 31st May 2025

Easy to use, 0% finance or pay in three is a great b...

Easy to use, 0% finance or pay in three is a great bonus. Reviewed on: 31st May 2025

On top of it

Never had a problem that wasn't sorted out within 24hrs Reviewed on: 31st May 2025

Good service easy to use app.

Good service easy to use app. Good at handling complaints Reviewed on: 31st May 2025

Using PayPal Credit

I have used PayPal Credit several times. It is very easy and quick. I appreciate being able to spread the cost of some of my bigger purchases. Reviewed on: 31st May 2025

Amazing work and helpful with the amount of work the...

Amazing work and helpful with the amount of work they put in Reviewed on: 31st May 2025

Easy to use

Love the paypal finance, app makes it very easy to follow and maying payments is very easy. Intrest free period is a great offer to take advantage off. Only down side is payments are slow at processing 1-2 days as times. Reviewed on: 31st May 2025

Its always been a easy to use.

Its always been a easy to use. Like credit or pay in 3 Reviewed on: 31st May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 3.92 from 8 reviews
Credit Card
from Metro Bank 4.85 from 879 reviews
Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub