Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

View other PayPal products

4.91

Based on 30,761 reviews, last reviewed 5th Apr 2025

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So intuitive and great features! I have been using PayPal Credit for a while now and it is such an easy and intuitive product to use. Couldn't reccomend it enough! Reviewed on: 2nd April 2025

Latest lowest rating:

1

PayPal Credit is committing financial fraud. Without warning or explanation, £288 was taken from my account. When I called customer service, they refused to explain the charge and told me to “rea... Read more Reviewed on: 5th April 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Amazing - easy to use.

Amazing - easy to use. Very facilitating and a great app Reviewed on: 17th June 2024

I find PayPal so simple, log in, pay for your goods,...

I find PayPal so simple, log in, pay for your goods, job done, as long as you meet your required payment, everybody's happy, I always pay more than requested as it makes the payments less for next time and you can always add to your purchases Reviewed on: 17th June 2024

Lovely experience.

Lovely experience. I found it really easy to use the app. Whenever you need help is really easy to do on the app. Reviewed on: 17th June 2024

0% offers that are regularly offered to customers

0% offers that are regularly offered to customers new and old, help pay for those items you really want that are a stretch without costing the earth on top for the privilege of paying via monthly Reviewed on: 17th June 2024

Pretty good, can’t complain, the app works fine

Pretty good, can’t complain, the app works fine Reviewed on: 17th June 2024

Awesome experience.

Awesome experience. It just makes things simple. No nonsense Reviewed on: 17th June 2024

Satisfied customer

Always prompt with responses to queries Reviewed on: 17th June 2024

PayPal for everyone and everything!ch...

I've been with PayPal for a while now before they changed to be sole entity UK. No need to worry with PayPal. Money for everything. Reviewed on: 17th June 2024

I would highly recommend PayPal to friends and family.

I often use their 4 months interest free option and find this service to be convenient and reliable. If the occasion arises and I need to contact PayPal, their customer service is in a league of their own, always professional, polite and quick to resolve my issue. Reviewed on: 17th June 2024

easy to use and manage and see what is left...

easy to use and manage and see what is left t o pay Reviewed on: 17th June 2024

I use PayPal for everything

PayPal has always been a reliable way of making payments online in my experience. I haven’t had to deal with customer service often as I haven’t had many issues but on the few occasions I have needed help they have solved the problem for me. Their buyer protection policies are generally very good and have always given me piece of mind when making purchases online. It is also really convenient that they offer credit and the option to pay in instalments for certain purchases. All round it is a very comprehensive and convenient service. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Debenhams 2.37 from 13 reviews
Cashback Plus Credit Card
from NatWest 4.38 from 59 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 13 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub