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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50019 reviews)

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4.91

Based on 50,019 reviews, last reviewed 2nd Jun 2025

1771800% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is the best way to pay! PayPal is the best way to pay! If I have ever had a problem I’m able to ring easily and speak to someone who can assist me with any issues. I’ve had m... Read more Reviewed on: 2nd June 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50019)

Review of the PayPal, PayPal Credit:

The best Pal you will have..

Each purchase your offer alternatives. ie over 3 payments ,no charge. PayPal every time Reviewed on: 26th May 2025

Secure way to spread cost of purchase.

Very good options to spread the cost of the purchase, and everything is quite secure. Reviewed on: 1st June 2025

Good good

It’s ok. better than some easy to use Reviewed on: 1st June 2025

paypal credit is easy to use and is very user friend...

paypal credit is easy to use and is very user friendly, the app is amazing and once set up its only a few clicks to get pay in 3 Reviewed on: 1st June 2025

No issues, first choice

No issues, PayPal is my go too payment method Reviewed on: 1st June 2025

Customer Service Is A Dream

Have called Customer Service several times and the people I’ve spoken to have always been very friendly and sorted out my problem Reviewed on: 1st June 2025

I’ve found PayPal Credit really handy for spreading...

I’ve found PayPal Credit really handy for spreading the cost of bigger online purchases, especially with the 0% interest offer on anything over £99 if paid off in four months. It’s quick to set up and works seamlessly with my PayPal account, which makes checkout easy. That said, the interest rate is quite high if you don’t clear the balance in time, so it’s not ideal for long-term borrowing. I also think it’s a bit too easy to overspend when credit is just a click away. Reviewed on: 1st June 2025

Great customer service

When ever I have issues, they are quickly resolved and the customer service has been good. Also they offer great payments offers like PayPal credit with no interest and pay in 3 which is great to split large purchase costs Reviewed on: 1st June 2025

Overall a very good service and easy to use.

Overall a very good service and easy to use. Had some trouble with selling products and getting scammed but eventually PayPal refunded me for my loss. Reviewed on: 1st June 2025

Never had an issue.

Never had an issue. It’s easy to use. Only thing I would improve is the ability to use PayPal credit to send money to family / friends or to pay bills which aren’t on PayPal friendly websites Reviewed on: 1st June 2025

Excellent service & great customer service

Excellent service & great customer service Reviewed on: 1st June 2025

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