Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,292 reviews, last reviewed 3rd Jun 2025
1795900% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful, quick & easy to understand Very helpful, quick & easy to understand Reviewed on: 3rd June 2025
Eni o's avatar
Eni o

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50292)

Review of the PayPal, PayPal Credit:

Whenever I’ve needed help, PayPal have been very for...

4
Whenever I’ve needed help, PayPal have been very forthcoming and helpful. Sadly it often takes a while to find the route to support. Reviewed on: 26th May 2025

Always had a good experience with PayPal, very consu...

5
Always had a good experience with PayPal, very consumer friendly Reviewed on: 3rd June 2025

So easy to pay with.

5
So easy to pay with. Feels trustworthy and reliable for using to make sales via selling platforms. Love using it to pay for Netflix and it coming out each month and being about to track it Reviewed on: 3rd June 2025

Excellent

5
Excellent experience great service Reviewed on: 3rd June 2025

Ok with no problems bla bla bla bla bla bla bla bla...

4
Ok with no problems bla bla bla bla bla bla bla bla bla bla bla bla bla bla bla bla Reviewed on: 3rd June 2025

I regularly use Pay in 3, which is helpful to budget.

5
I regularly use Pay in 3, which is helpful to budget. Reviewed on: 3rd June 2025

The most reliable service I've ever used

5
I've used PayPal for many years abs love it. The most reliable service I've ever used Reviewed on: 3rd June 2025

Ease of navigate through the website

5
Ease of navigate through the website Reviewed on: 3rd June 2025

I travel a dropshipper and I use many bank's but rea...

5
I travel a dropshipper and I use many bank's but really honestly PayPal is the most best bank I used in my life I love it Reviewed on: 3rd June 2025

Positive and easy to use which is helpful wine you a...

5
Positive and easy to use which is helpful wine you are busy at work and need to order something quickly Reviewed on: 3rd June 2025

Amazing App & Benefits

5
PayPal credit allows me to pay for purchases over £99, over a period of 4 months with 0% interest. They send reminders when a payment needs to be made/is due. You can view all your payment details clearly on the app. If you have consistently made your monthly payments, you receive the option to increase your credit limit which is also a great benefit. Reviewed on: 3rd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products