Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50485 reviews)

View other PayPal products

4.91

Based on 50,485 reviews, last reviewed 7th Jun 2025

1813900% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have benefited by PayPal interest free plans and f... I have benefited by PayPal interest free plans and found them quite useful to spread costs of things. Reviewed on: 7th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50485)

Review of the PayPal, PayPal Credit:

Use it all the time, great for spreading the cost, p...

Use it all the time, great for spreading the cost, pay in 3 and deferred over 4 months is fantastic, really allows me the flexibility and ability to apply affordability to my shopping. Reviewed on: 2nd June 2025

PAY PAL ALWAYS A FANTASTIC EXPERIENCE

PAY PAL ALWAYS A FANTASTIC EXPERIENCE Reviewed on: 7th June 2025

Easy and straightforward

Easy and straightforward, contacted regularly to remind of payment Reviewed on: 7th June 2025

Fantastic service

Is a fantastic way to send money to friends. but their terms can be a little strict (no airsoft/bb guns). I partially like using PayPal credit as if you pay it back within 4 months you don't have to pay interest. There is also a pay in 3 option. The main reason I use PayPal though is for the added security. Reviewed on: 7th June 2025

Everybody needs a PayPal account and PayPal credit.

Everybody needs a PayPal account and PayPal credit. Super convenient. Reviewed on: 7th June 2025

No complaints

No complaints, PayPal is always easy for use and allows me to manage everything I need through the App without any chatbots Reviewed on: 7th June 2025

Easy, Secure and Quick.

A very easy and quick service to use and a variety of options available - paypal credit, pay in 3, etc. It gives me peace of mind knowing I'm using a secure payment method online and the buyers protection is an added bonus. Reviewed on: 7th June 2025

I like using PayPal credit

With PayPal credit I can make higher purchases which benefit well for me and my family. Im able to pay the monthly requirement for PayPal credit each month with no worries and if I need support with PayPal credit, PayPal team are very helpful and supportive. Reviewed on: 7th June 2025

Spread the cost at Zero %

It's a great way to spread the cost of higher priced items. At 0% interest too! Reviewed on: 7th June 2025

Always there to help anyway needed never had issues

Always there to help anyway needed never had issues Reviewed on: 7th June 2025

Great credit provider, have used a number of times.

Great credit provider, have used a number of times. Reviewed on: 7th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Argos 3.31 from 55 reviews
Fluid Credit Card
from NewDay 4.17 from 103 reviews
Credit Card
from Post Office 2.22 from 107 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub