Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50649 reviews)

View other PayPal products

4.91

Based on 50,649 reviews, last reviewed 13th Jun 2025

1828100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It’s just good for spreading payment and buying anyt... It’s just good for spreading payment and buying anything online as it’s taken by most providers. Would recommend strongly. Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50649)

Review of the PayPal, PayPal Credit:

Excellent customer service.

Excellent customer service. I had a query which required a phone call. I used the Paypal app and was connected immediately and had my query resolved in a matter of minutes. Reviewed on: 4th June 2025

Flexible, very easy to apply.

Flexible, very easy to apply. 4 months interest free credit helps the customers to plan and budget the repayment. Very happy with the service generally Reviewed on: 12th June 2025

Fast, simple and easy to use .

Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025

Best help

Useful Help when I need and a convenient time to payback Reviewed on: 12th June 2025

Smooth Ride with PayPal Credit

Initially I was struggling to get PayPal Credit but as soon as I qualified everything went through smoothly Reviewed on: 12th June 2025

Never had an issue with PayPal.

Never had an issue with PayPal. All my transactions have been troublé free so far Reviewed on: 12th June 2025

Safe, secure, convenient

Never any issues, the money I keep in there feels safe and secure. As someone who often uses PayPal to do TCG trading with friends it’s the best way to easily move money from person to person without concerning myself with bank details or giving any personal details I don’t want to give. Reviewed on: 12th June 2025

Modern app, easy to use the service.

Modern app, easy to use the service. Reviewed on: 12th June 2025

Really good and reliable, a trustworthy name

Really good and reliable, a trustworthy name Reviewed on: 12th June 2025

incredible!

so far i have had no problems using paypal and have received prizes and profit from using their services Reviewed on: 12th June 2025

PayPal makes my shopping experience alot easier.

PayPal makes my shopping experience alot easier. I always pay with PayPal with the reassurance that I am covered Reviewed on: 12th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Wave 2.33 from 3 reviews
Freedom Rewards Credit Card
from Barclaycard 3.88 from 60 reviews
Zero Credit Card
from Santander 3.64 from 16 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub