Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50688 reviews)

View other PayPal products

4.91

Based on 50,688 reviews, last reviewed 16th Jun 2025

1831700% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Customer service is neutral because I've never had t... Customer service is neutral because I've never had to use it. Reviewed on: 16th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50688)

Review of the PayPal, PayPal Credit:

Excellent service!

Paypal is one of the easiest, realiable and excellent credit card provider I have ever used. Reviewed on: 13th June 2022

The service is simply exceptional.

The service is simply exceptional. They are prompt to assist with queries and complaints Reviewed on: 14th June 2025

Always had great customer service and overall experi...

Always had great customer service and overall experience outstanding Reviewed on: 14th June 2025

Should have a card too, enabling to purchase in shops.

Should have a card too, enabling to purchase in shops. Reviewed on: 14th June 2025

I have very bad experience

Paypal credit is not good idea I have very bad experience I got mobile from PayPal credit first month it takes the money from my bank automatically but next month they said it will charge you if I not pay the credit and it was more than I have to pay that was very bad. I consider it just a scam to make more money. Reviewed on: 14th June 2025

Prolem free transactions.

Prolem free transactions. Easy to manage. Reviewed on: 14th June 2025

Convenient & consistent.

Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025

I received a refund to PayPal credit and now I have...

I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025

Customer Satisfaction

PayPal has been one of the most reliable credit providers I’ve used. I’ve been a loyal customer since 2015, and my experience has consistently exceeded expectations. Their services are dependable, user-friendly, and truly add value. I highly recommend PayPal to anyone looking for a trustworthy financial partner. Reviewed on: 13th June 2025

Simple and easy

Easy process and uncomplicated. I haven't had any problems so far and I've been using for a year Reviewed on: 13th June 2025

PayPal my go to choice for payments

I feel more secure using PayPal when making purchases and having credit options too. On the rare occasion I’ve needed assistance they have been easy to contact and resolve my issue. Reviewed on: 13th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.75 from 18 reviews
Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews
Credit Cards
from Smile Bank 3.22 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub