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PayPal: PayPal Credit reviews

4.91
Based on 50,485 reviews, last reviewed 7th Jun 2025
1813900% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have benefited by PayPal interest free plans and f... I have benefited by PayPal interest free plans and found them quite useful to spread costs of things. Reviewed on: 7th June 2025
A Yasmeen 's avatar
A Yasmeen

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50485)

Review of the PayPal, PayPal Credit:

Simple effective unique

5
Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022

PAY PAL ALWAYS A FANTASTIC EXPERIENCE

5
PAY PAL ALWAYS A FANTASTIC EXPERIENCE Reviewed on: 7th June 2025

Easy and straightforward

4
Easy and straightforward, contacted regularly to remind of payment Reviewed on: 7th June 2025

Fantastic service

4
Is a fantastic way to send money to friends. but their terms can be a little strict (no airsoft/bb guns). I partially like using PayPal credit as if you pay it back within 4 months you don't have to pay interest. There is also a pay in 3 option. The main reason I use PayPal though is for the added security. Reviewed on: 7th June 2025

Everybody needs a PayPal account and PayPal credit.

5
Everybody needs a PayPal account and PayPal credit. Super convenient. Reviewed on: 7th June 2025

No complaints

5
No complaints, PayPal is always easy for use and allows me to manage everything I need through the App without any chatbots Reviewed on: 7th June 2025

Easy, Secure and Quick.

5
A very easy and quick service to use and a variety of options available - paypal credit, pay in 3, etc. It gives me peace of mind knowing I'm using a secure payment method online and the buyers protection is an added bonus. Reviewed on: 7th June 2025

I like using PayPal credit

5
With PayPal credit I can make higher purchases which benefit well for me and my family. Im able to pay the monthly requirement for PayPal credit each month with no worries and if I need support with PayPal credit, PayPal team are very helpful and supportive. Reviewed on: 7th June 2025

Spread the cost at Zero %

5
It's a great way to spread the cost of higher priced items. At 0% interest too! Reviewed on: 7th June 2025

Always there to help anyway needed never had issues

5
Always there to help anyway needed never had issues Reviewed on: 7th June 2025

Great credit provider, have used a number of times.

5
Great credit provider, have used a number of times. Reviewed on: 7th June 2025

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