Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50668 reviews)

View other PayPal products

4.91

Based on 50,668 reviews, last reviewed 14th Jun 2025

1829700% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The service is simply exceptional. The service is simply exceptional. They are prompt to assist with queries and complaints Reviewed on: 14th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50668)

Review of the PayPal, PayPal Credit:

Easy and Convenient

So simple to use PayPal and gives peace of mind that Credit Card details are not being given out to companies who may not be as secure with their data as they would like to be. Reviewed on: 1st August 2022

It’s been great overall, never had any issues!

It’s been great overall, never had any issues! Reviewed on: 13th June 2025

Straightforward but slight inconsiderate

Straightforward and simple, only inconvenience when using PayPal to pay online is how slow it can be to connect PayPal. I do feel like this could be a lot quicker and smoother especially with Face ID and using the authentication app. Apart from this, no issues whatsoever with paypals service. Reviewed on: 13th June 2025

PayPal help me save money.

PayPal help me save money. Help me also to send money to my colleague and family. Reviewed on: 12th June 2025

Paypal credit

Easy to apply fast decision Variety of online retailers to use Reviewed on: 12th June 2025

Great visibility and flexibility

Offers customers a flexible and affordable series of payment options which benefit both sellers and customers. Highly valued provider coupled with excellent availability, my "go to" provider. Reviewed on: 12th June 2025

So far, so brilliant.

So far, so brilliant. I have been using Paypal over 5 years now and I have no qualms and issues unresolved. So far, so brilliant. Reviewed on: 12th June 2025

Great app

The app works very well and the payment and credit options are very good. Reviewed on: 12th June 2025

I like the benefits of been able to spread the cost...

I like the benefits of been able to spread the cost in to 3 with 0% interest free, this really has helped me out but I do miss the old PayPal where you could purchase an item and pay back 6 months later @ 0% interest and also you had split in to 4 which has also sadly gone. Reviewed on: 12th June 2025

Easy to use and safe

I have enjoyed using PayPal for easy transactions for peace of mind also using PayPal credit is great for the bank balance Reviewed on: 12th June 2025

Super easy to use!

Super easy to use! All works seamlessly! Reviewed on: 12th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 2.04 from 5 reviews
Credit Card
from Tymit 4.59 from 155 reviews
Credit Card
from American Express 4.46 from 122 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub