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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Trusted for Years PayPal Delivers

I’ve used PayPal for years, both personally and professionally, and I’ve always appreciated how quick and secure it is. Whether I’m shopping online or sending money to family abroad, it just works—smoothly and reliably. What makes PayPal special is the peace of mind it gives with every transaction. Reviewed on: 28th May 2025

Great service and easy to use when shopping online.

Great service and easy to use when shopping online. Reviewed on: 28th May 2025

Convenient and easy to use with various options.

Convenient and easy to use with various options. Reviewed on: 28th May 2025

There when you need them to be.

I've had help previously from PayPal when I had a scam Airbnb purchase. They resolved it super fast so i was really pleased. Reviewed on: 28th May 2025

Very good service, very handy.

Very good service, very handy. Great that it tells you if you’re likely to be approved. Lots if information given when signing up. Reviewed on: 28th May 2025

Reliable and safe

Reliable and never have any issues processing payments Reviewed on: 28th May 2025

Five Star

I always choose PayPal if it is an option Reviewed on: 28th May 2025

I only use PayPal as and when needed as I feel that...

I only use PayPal as and when needed as I feel that when when I use PayPal it’s an added protection Reviewed on: 28th May 2025

Excellent access to credit for quick purchases

Excellent access to credit for quick purchases and easy to pay with. Interest free periods could be more favourable. Reviewed on: 28th May 2025

PayPal my go to provider for finances

Never had an issue and customer services is good. Reviewed on: 28th May 2025

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