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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Quick and effecient

Quick and effecient service providing safeguarding to users Reviewed on: 28th May 2025

always the best

always sorting the problems when appey Reviewed on: 28th May 2025

PayPal’s dispute centre is superior to any others

PayPal’s dispute centre is extremely valuable, and has helped me resolve disputes when sellers haven’t provided the service paid for. Reviewed on: 28th May 2025

I still dont understand why I cant pay of my credit,...

I still dont understand why I cant pay of my credit, which was taken latter, firs and I have to combine with payment which was taken as a 0% for 12 months. I dont thing this is fair practice Reviewed on: 28th May 2025

Excellent service.

Excellent service. Easy application process Reviewed on: 28th May 2025

I use the service and it does what it says on the bo...

I use the service and it does what it says on the box I have no issues with it the interest could be a little lower but that is my only stand out issue Reviewed on: 28th May 2025

No hassle and convenient - although i didn't need th...

No hassle and convenient - although i didn't need the credit it's useful to know it's available. Maybe reminders could be a bit more prominent, just in case a payment is forgotten. Reviewed on: 28th May 2025

I've always found PayPal easy to use, helpful and gi...

I've always found PayPal easy to use, helpful and gives me confidence Reviewed on: 28th May 2025

Works great

No issues at all. I find it works great for me with the pay in 3 options. I can shop the things I want without breaking the bank Reviewed on: 28th May 2025

Excellent payment facility

Excellent payment facility, that is widely accepted Reviewed on: 28th May 2025

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