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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Had a few dealings always swiftly resolved and never...

Had a few dealings always swiftly resolved and never any hassle Reviewed on: 28th May 2025

Several years great experience.

I have been using PayPal for some years and have found it to be secure and easy to use. When I have had any issues with a seller needing a refund, I have not had any problems having this resolved. I would recommend as a safe option for payments. Reviewed on: 28th May 2025

I never had a problem with PayPal.

I never had a problem with PayPal. It is very easy to use. Reviewed on: 28th May 2025

Easy and fast.

Easy and fast. Plus the option to spread the cost. Reviewed on: 28th May 2025

Straight forward and easy to access when needed.

Straight forward and easy to access when needed. PayPal is trustworthy and I feel safe using PayPal credit. All of the information I need is given to me in clear easy to understand language. I get regular communication from PayPal so I always know what I’ll be paying and when. No nasty surprises! Reviewed on: 28th May 2025

jimmys view

it says what it mean,honest company. Reviewed on: 28th May 2025

The mighty PayPal.

PayPal is the most secure App to use for online transactions with peace of mind security protocols that protect your data and personal information. It has the best credit and flexible payment options for your purchases. Reviewed on: 28th May 2025

Paypal, simple and easy to use.

I have never had any issues with paypal. Their service is simple to use. Reviewed on: 28th May 2025

Flexible and budget friendly

Easy to use and flexible payments to suit your budget Reviewed on: 28th May 2025

Lots of credit options and good customer service.

Lots of different credit options, pay in 3, or interest free for 4 months. Customer service is great and if you can't find the answer you're looking for online, it's easy to speak to an actual person. Reviewed on: 28th May 2025

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