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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179302 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179314)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It is very helpful to have PayPal as I can purchase...

It is very helpful to have PayPal as I can purchase many things but also it can help me in an emergency to. Reviewed on: 10th July 2026

PayPal is great!!

PayPal have been great, understanding regarding payments and always clear. Customer service are always helpful and app is super accessible and easy to use. Using PayPal for more risky purchases makes me feel more safe they make it easy for customer when somethings goes wrong. Reviewed on: 10th July 2026

Iv only recently started to use PP credit .

Iv only recently started to use PP credit . So easy and convenient, and easy to keep track of payments and to pay more when u can . Wish I had used it sooner. Reviewed on: 10th July 2026

Fast way to pay and is easy to use

Fast way to pay and is easy to use Reviewed on: 10th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. It makes shopping much more convenient by allowing me to spread the cost of larger purchases over time. The application process was quick and straightforward, and once approved, it was easy to use whenever I checked out with PayPal. I also like how simple it is to manage my account, check my balance, and make payments through the PayPal app and website. Everything is clear and easy to navigate, and the flexibility has really helped me budget for bigger purchases. Overall, I’ve found PayPal Credit to be a reliable and convenient payment option, and I’d happily recommend it to anyone looking for a flexible way to manage their spending. Reviewed on: 10th July 2026

Paypal credit is the best!

Paypal credit is so great as it allows you to be able to pay purchases of slowly when needed and to have no upfront costs on purchases . Reviewed on: 10th July 2026

Excellent Service

I’ve had an excellent experience using PayPal. It’s quick, secure, and incredibly easy to use for sending and receiving money. The app is user-friendly, transactions are processed smoothly, and I appreciate the extra buyer protection when shopping online. Customer support has been helpful whenever I’ve needed assistance. Overall, PayPal is a reliable payment service that I trust and would happily recommend to others. Reviewed on: 10th July 2026

It is flexible and no comment, happy with PayPal credit

It is flexible and no comment, happy with PayPal credit Reviewed on: 10th July 2026

Best customer service

Got a small scam realised I'd been fooled customer service where excellent in resolving issues and blocked scammers and refunded my account my fault entirely but PayPal customer services where amazing. Reviewed on: 10th July 2026

It's always been easy to use.

It's always been easy to use. It's easy to tell how much credit you've used and how much you will be paying back each month. Reviewed on: 10th July 2026

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