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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Really like the interest free PAY IN THREE option

Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024

Easy to use, spread the cost over an easy payment sc...

Easy to use, spread the cost over an easy payment schedule Reviewed on: 9th June 2025

PayPal offer a good interest rate and easy to use app.

PayPal offer a good interest rate and easy to use app. Their customer service is really good and they quickly respond to queries. I like the fact they advise you in advance when payments are due as it helps with budgeting. Reviewed on: 9th June 2025

I was good experience.

I was good experience. Good,fast and corect services. Reviewed on: 9th June 2025

PayPal have been brilliant with addressing any issue...

PayPal have been brilliant with addressing any issues/problems I've had with my account at record speed. The team have been personable and all our wonderful to deal with, I can't fault them. Reviewed on: 9th June 2025

Always quick and easy and I feel secure in spending/...

Always quick and easy and I feel secure in spending/sending money when using paypal Reviewed on: 9th June 2025

Absolutely amazing!

Absolutely amazing! Keep up the good work Reviewed on: 9th June 2025

Best way to pay!

I find paypal a great way to pay for the majority of my purchases and having the option to spread payments over 3 months. It's also peace of mind that any problems they will help you out! Reviewed on: 9th June 2025

PayPal services is very good and friendly.

PayPal services is very good and friendly. Reviewed on: 9th June 2025

All issues or questions have always been discussed a...

All issues or questions have always been discussed and resolved quickly and effectively with polite conversation. Reviewed on: 9th June 2025

Awesome PayPal Credit

PayPal Credit is quick and easy to use Reviewed on: 9th June 2025

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