Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179289 reviews)

View other PayPal products

4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179289)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

All ok thanks i have never problem

All ok thanks i have never problem Reviewed on: 10th July 2026

Great customer service

Had a query about payments and Interest. Very helpful and knowledgeable customer service. Reviewed on: 10th July 2026

Reliable, convenient and safe.

I love PP, reliable, convenient and safe... I cant ask for more tbh. Reviewed on: 10th July 2026

Quick and efficient service.

Quick and efficient service. Not had any overriding issues Reviewed on: 10th July 2026

Very good service and efficient transfers Keep it u...

Very good service and efficient transfers Keep it up with good work. Reviewed on: 10th July 2026

Excellent

Very easy process. Information is clear and easy to understand web site is excellent nothing is hidden Reviewed on: 10th July 2026

PayPal helps me manage my monthly finances by keepin...

PayPal helps me manage my monthly finances by keeping my payments and purchases in one place. It makes it easier to track my spending throughout the month. This gives me better control over my budget and helps me avoid unexpected expenses. Reviewed on: 10th July 2026

Easy to do from t and cs to the balance...

Easy to do from t and cs to the balance Reviewed on: 10th July 2026

PP is great

Very good fast and they take Amex Reviewed on: 10th July 2026

Good very good always helpful and never any issues

Good very good always helpful and never any issues Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3852 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 99834 reviews
Credit card
from PayPal 4.70 from 122 reviews
Payments
from PayPal 4.70 from 3852 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub