Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Really helpful for the bigger purchases to spread th...

Really helpful for the bigger purchases to spread them out. Easy to manage and all information is always very clear. Reviewed on: 27th May 2025

Excellent service

PayPal came in at the right time. Thank you very much. Reviewed on: 27th May 2025

Reliable and Convenient for Online Payments

I've been using PayPal for several years now, and it’s consistently been a reliable and convenient way to send and receive money online. Whether I'm shopping, paying for services, or receiving payments from clients, PayPal makes the process fast and secure. One of the features I appreciate most is the buyer protection—it gives me peace of mind when purchasing from new sellers. The app and website are easy to navigate, and linking bank accounts or cards is straightforward. That said, the fees for currency conversion and some international transactions can be a bit high, and customer service response times could be faster. But overall, PayPal remains one of my go-to payment platforms. Reviewed on: 27th May 2025

Fast and accurate app

Fast. Efficient. Reliable service. Reviewed on: 27th May 2025

Great customer service.

Great customer service. Pay in 3- it’s amazing opportunity if you don’t wanna spend too much at the time. Same as Paypal Credit balance . Customer service working great, fast response, super fast resolved. Reviewed on: 27th May 2025

No issues, easy to use app.

No issues, easy to use app. Feel confident as it's a name I can trust. Lots of payment options Reviewed on: 27th May 2025

Paypal is Great

I always use paypal i feel it is a safer way of spending money, and great value the minimum payments aren't crazy high also Reviewed on: 27th May 2025

Easy to use

Easy to use and the pay in instalment real helps with purchases. Reviewed on: 27th May 2025

Great help!

Love PayPal Credit for the convenience and how easy it is to use. The 0% interest for 4 months is a huge help. Customer service is always great too. Reviewed on: 27th May 2025

Excellent fast service that is both secure and relev...

Excellent fast service that is both secure and relevant. I use PayPal credit regularly now as it is one of the easiest payment methods I use online. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.28 from 27 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub