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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

A helping hand

Easy to use , and great to spread the cost of living. Every little helps as someone says!! Reviewed on: 27th May 2025

Pay Pay has become more.

Pay Pay has become more. When I'm short on cash for an expensive purchase, I can now spread it interest free for 4 months sometimes 12. I can also pay in 3 payments again giving me a choice for budget. I used it to buy tyres at a well known fitting centre this week! Reviewed on: 27th May 2025

Best app!

Best app! Reliable banking and fraud protection! Reviewed on: 27th May 2025

Perfect for budgeting.

When I need to spread my costs Paypal is very convenient. Reviewed on: 27th May 2025

I am so happy with PayPal highly recommended

I am so happy with PayPal highly recommended Reviewed on: 27th May 2025

Needed credit, applied, got it, spent it.

Needed credit, applied, got it, spent it. Paying it back. Reviewed on: 27th May 2025

Trustworthy, easy to use payment option

I’ve used PayPal credit for many years now and found it to be very helpful as a back up. I trust PayPal, it’s very easy to use and compatible with most online retailers I buy from. Reviewed on: 27th May 2025

Have used pay in 3 and Paypal credit so simple and e...

Have used pay in 3 and Paypal credit so simple and easy to use painless buying and safe Reviewed on: 27th May 2025

Simply the best

PayPal has been there for me everyday simply the best in making purchases on eBay also transferring money to friends and family Reviewed on: 27th May 2025

Best Pal

PayPal is excellent overall and I’ve been using for years now. PayPal credit comes to rescue when you like to spread your cost across few months. Reviewed on: 27th May 2025

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