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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

It's been a great, easy steps to start credit with...

It's been a great, easy steps to start credit with paypal Reviewed on: 27th May 2025

Never had any problems and good if want buy somethin...

Never had any problems and good if want buy something spread payment over a little longer period of time. And with being with paypal along time know i can trust them Reviewed on: 27th May 2025

PayPal is very reliable

PayPal is very reliable and able to warn you about purchases that may be risky Reviewed on: 27th May 2025

I use only pay pal for my purchases.

I use only pay pal for my purchases. I trust it explicitly I feel safe and have experienced excellent customer service. They keep me updated and also I have a log I can view anytime if I have a query. Would not be without it. Reviewed on: 27th May 2025

Must have Online credit service.

Great for credit card substitution when in need. Reviewed on: 27th May 2025

Confidence using Paypal

Happy will all the PayPal services I’ve used so far. Reviewed on: 27th May 2025

I really few safe when I use PayPal

I really few safe when I use PayPal Reviewed on: 27th May 2025

Impressive and user-friendly, with a low percentage...

Impressive and user-friendly, with a low percentage of complications. Reviewed on: 27th May 2025

Pay in 3 or 12 months interest free is simple one cl...

Pay in 3 or 12 months interest free is simple one click purchasing, allowing me to keep my cash in the bank earning interest whilst purchasing the things I need - from kitchen equipment to an All Inclusive Holiday Reviewed on: 27th May 2025

Top Notch Experience

The app is very stable, service is very great. It's always easy to get help from the FAQ and customer support Would 100% recommend the service to anyone Reviewed on: 27th May 2025

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