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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177558 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177574)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Family friendly finance.

From collecting for gifts to paying for Christmas and family trips on ferries to Ireland twice a year PayPal helps us budget and spread costs Reviewed on: 9th July 2026

Experience is too good i have been in pay pal family...

Experience is too good i have been in pay pal family since 2.5 year but credit card recently i got bit limit is not enough Reviewed on: 9th July 2026

The reliable credit

Great experience using PayPal, help me out ,very reliable Reviewed on: 9th July 2026

I use PayPal credit to spread the cost of large paym...

I use PayPal credit to spread the cost of large payments over several months with either the pay in 3 for purchases under £100 or using 4 months free credit, deferring the balance while I save the money in my bank account and collect the interest. I wouldn't be without it. Reviewed on: 9th July 2026

The pay in three is simply brilliant!

I have used the excellent pay in 3 interest free facilities several times. This is a really convenient way of spreading the cost of larger purchases. Reviewed on: 9th July 2026

service excellent

Applied, easy to do, service excellent and I haven't had any problems whatsoever Reviewed on: 9th July 2026

I have enjoyed using PayPal and PayPal Credit

I have enjoyed using PayPal and PayPal Credit - it is very user friendly and easy to get started. I enjoy the perks and how simple it is to keep track of your spending. I have already recommended this to my partner and a friend over other banking and credit cards. Reviewed on: 9th July 2026

Great options to spread purchases over time

Great options to spread purchases over time Reviewed on: 9th July 2026

I do like PayPal because it's easy and secure

I do like PayPal because it's easy and secure Reviewed on: 9th July 2026

Safe and secure

Always feel safe and secure using PayPal. Using their credit and pay in 3 options means that I can split payments and make my money work better for me. Reviewed on: 9th July 2026

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