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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177065)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is easy to use and their customer service is...

5
Paypal is easy to use and their customer service is second to none, i have had assistance when I have had issues. They are really helpful Reviewed on: 9th July 2026

Any time I’ve had to call them it’s very easy to get...

5
Any time I’ve had to call them it’s very easy to get through and once I’m through to them they are very polite and helpful. PayPal cash back is an excellent tool I’ve set up to pay everything I purchase with PayPal, as my main card. Reviewed on: 9th July 2026

It’s easy way to pay, simple to manage and safe...

4
It’s easy way to pay, simple to manage and safe Reviewed on: 9th July 2026

PayPal is my go to anytime any day.

5
PayPal is my go to anytime any day. Reviewed on: 9th July 2026

A sense of security.

5
My husband and I both use PayPal as it gives us a sense of security in that there is someone (human)! to speak to in times of need. It permits confident purchases knowing that in case of unsuitability or inaccuracy in description the system can be successfully fought. Reviewed on: 9th July 2026

I am satisfied to use paypal credit

5
I am satisfied to use paypal credit Reviewed on: 9th July 2026

Had no bad experience, not been with credit card sid...

5
Had no bad experience, not been with credit card side of it very long but so far so good. Its a great way to budget using this card and feel safe that it is through Pay Pal Reviewed on: 9th July 2026

Great service

5
Very convenient , able to spread the cost is a bonus Reviewed on: 9th July 2026

It's an easy process and very easy to check things o...

5
It's an easy process and very easy to check things on the app. It's straightforward. Reviewed on: 9th July 2026

I love the application very much, I'm very happy, th...

5
I love the application very much, I'm very happy, thank you PayPal Reviewed on: 9th July 2026

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