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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177033)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal offers good service and is very useful.

4
Paypal offers good service and is very useful. Especially paypal credit. Reviewed on: 9th July 2026

Very high interest rates and no protection

4
Very high interest rates and late fees. No protections as when I tried to use protections after being hacked I was told no. Reviewed on: 9th July 2026

Mixed experience with PayPal handle the dispute

4
Mixed experience with PayPal handle the dispute Reviewed on: 9th July 2026

Very quick and good service.

5
Very quick and good service. Easy to make or split payments. Reviewed on: 9th July 2026

I’m old, computers confuse me !

5
I’m old, computers confuse me and digital banking seems like witchcraft. It was my son who recommended PayPal to me, I’m so pleased he did. It’s easy, safe and really easy to understand. I feel I’m now part of the digital age. Thanks PayPal. Reviewed on: 9th July 2026

I like Paypal credit it is affiliated to many vendor...

5
I like Paypal credit it is affiliated to many vendor and the transaction is always smooth Reviewed on: 9th July 2026

Almost every store accepts Paypal, here or Abroad.

5
Almost every store accepts Paypal, here or Abroad. zero Hassle and preferred mode.of payment. Reviewed on: 9th July 2026

PayPal credit has really helped me and the limits ar...

5
PayPal credit has really helped me and the limits are great Reviewed on: 9th July 2026

PayPal is so easy

5
PayPal is so easy and simple to use Reviewed on: 9th July 2026

Happytop to use PayPal

5
Happy to use PayPal top-up receipt for the good s I buy online Reviewed on: 9th July 2026

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