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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176987)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I am very pleased with the way PayPal!deals with all...

I am very pleased with the way PayPal deals with all my transactions and refunds are dealt with immediately! Any complaints are dealt with for the best outcome Reviewed on: 9th July 2026

Had a problem with a seller not sending my item.

Had a problem with a seller not sending my item. Contacted PayPal & was refunded immediately. Excellent service. Reviewed on: 9th July 2026

Easy. I love it!

I’ve been using PayPal Credit for a while now and it’s a very convenient service. The 4 months interest-free offer on purchases over £99 is fantastic for managing larger expenses. The integration with the standard PayPal checkout is seamless. Just make sure to pay it off before the promo period ends to avoid high interest. Highly recommended! Reviewed on: 9th July 2026

The PayPal app is easy and convenient to use.

The PayPal app is easy and convenient to use. Reviewed on: 9th July 2026

So easy to use and excellent service

So easy to use and I can share my payments monthly interest free Reviewed on: 9th July 2026

Easy to operate and always there when you need it...

Easy to operate and always there when you need it Reviewed on: 9th July 2026

Absolutely fantastic service.

Absolutely fantastic service. Cam always rely on PayPal. Very happy customer Reviewed on: 9th July 2026

I have never had any issues with the service

I have never had any issues with the service Reviewed on: 9th July 2026

I find the PayPal app very useful and easy to use th...

I find the PayPal app very useful and easy to use the customer care team are friendly and helpful Reviewed on: 9th July 2026

PayPal is acceptional the amount of options they giv...

PayPal is acceptional the amount of options they give you if you can’t afford a to purchase something that you desperately need is second to none would recommend PayPal to anyone Reviewed on: 9th July 2026

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