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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176935)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal Review

I find PayPal very easy to use and it makes it easy to spread the cost Reviewed on: 9th July 2026

Good on the whole

App could be better and credit options clearer and reminders like Monzo does Reviewed on: 9th July 2026

Trustworthy for the transactions.

Very convenient and trustworthy for the transactions. Reviewed on: 9th July 2026

Such a simple, informative approach for credit.

Such a simple, informative approach for credit. The pay in 3 option is great too and it's ideal to know if you're pre-approved. Reviewed on: 9th July 2026

PayPal is useful and reliable and secure, giving pea...

PayPal is useful and reliable and secure, giving peace of mind and one less thing to worry about at times like Christmas when there’s a lot of hectic and quickfire spending online Reviewed on: 9th July 2026

Fair interest rates and a good selection of promotio...

Fair interest rates and a good selection of promotional offers Reviewed on: 9th July 2026

Itry to pay off the four month interest free loan a...

I try to pay off the four month interest free loan amount when the deadline is nearing but somehow the amount I have paid in gets deducted agains the smaller interest based amount instead- which means I have to pay in again to clear the amount nearing the end of the four month interest free term Reviewed on: 9th July 2026

Easy, Quick and Super Convenient-Recommend every time!

I honestly feel that Paypal has been the most convenient , EASY to use platform for me to use. I have been able to purchase my study courses, and so many other services and items with great ease using my paypal. I have also been able to receive money from friends and family with great ease! Reviewed on: 9th July 2026

Makes my payments easier.

Makes my payments easier. I really like it how easy it is to use Reviewed on: 9th July 2026

Easy to use, very helpful in refunds if trader lets...

Easy to use, very helpful in refunds if trader lets you down. Reviewed on: 9th July 2026

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