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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Using PayPal credit has been easy from the beginning...

Using PayPal credit has been easy from the beginning, the interest free months are appealing and the credit amount being reviewed is always fair. It is definitely my preferred payment method and I don’t see myself utilising any other provider. Reviewed on: 27th May 2025

Query regarding lost payment

I have contacted paypal a couple of times and they were very helpful with my questions Reviewed on: 27th May 2025

I have been using PayPal credit for a while now and...

I have been using PayPal credit for a while now and it is such an easy intuitive product to use. Their app is secure, efficient and very useful. Definitely would use them again and again. Reviewed on: 27th May 2025

Brilliant service, quick & simple and very clear

Brilliant service, quick & simple and very clear Reviewed on: 27th May 2025

First class service.

First class service. Seamless transactions Reviewed on: 27th May 2025

Never had any problems using PayPal: PayPal Credit.

Never had any problems using PayPal: PayPal Credit. Great service. Since this has been brought out it makes booking a holiday easier because you can pay over four months which is much better than paying the total cost at once. Reviewed on: 27th May 2025

Great, never had a problem and so convenient.

Great, never had a problem and so convenient. Reviewed on: 27th May 2025

PayPal is always available and useful at any time of...

PayPal is always available and useful at any time of everyday, and always l find myself gretful even though when l am experiencing an inconvenience. The application is easy to understand and is very simple to use, because it uses communication that is very clear, honest and to the point. In all the transactions that l have made, PayPal is easy and very quick to process. Nevertheless, Unlike other applications, l have managed to purchase expensive airplane fares and high value goods on different platforms using PayPal credit with zero interest for prescribed period. Most of the time l ask myself if this is real in this day and age. Reviewed on: 27th May 2025

Really good

Really handy to spread the cost of bigger purchases Reviewed on: 27th May 2025

Great finance platform.

Great finance platform. Pay in 3 is something special. Love it Reviewed on: 27th May 2025

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