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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176250)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always reliable safe and fast.

Always reliable safe and fast. Recommend using paypal to all friends and family Reviewed on: 9th July 2026

Easy to use

easy to use, reminders when payments are due Reviewed on: 9th July 2026

Polite and sometimes great rates of interest.

Polite and sometimes great rates of interest. Reviewed on: 9th July 2026

Always there to save me when I need to buy something...

Always there to save me when I need to buy something on credit. So easy and very reliable Reviewed on: 9th July 2026

The best option for big purchases in the UK!

I use PayPal Credit where it makes sense, the offers are unbeatable. Its very easy to sign up straight at checkout without long checks. It is the ideal solution for spreading the cost of large purchases like electronics, furniture, or travel. The ability to avoid interest completely by paying within the promotional window provides incredible financial freedom. Managing payments directly through the standard PayPal app makes tracking your balance completely stress-free. Reviewed on: 9th July 2026

The little bit extra when you need, PayPal credit

The little bit extra when you need, PayPal credit has got you covered. Reviewed on: 9th July 2026

I like the convenience of using PayPal, it's quick,...

I like the convenience of using PayPal, it's quick, has many options and is secure. Reviewed on: 9th July 2026

Intuitive and slick!

Very easy to use app with no errors or downtime Reviewed on: 9th July 2026

I'm using PayPal since 2007.

I'm using PayPal since 2007. There was no issues Reviewed on: 9th July 2026

I like using PayPal for secure purposes & like the 3...

I like using PayPal for secure purposes & like the 3 months no interest on PayPal credit. I also am more likely to choose PayPal at checkout for the points system. Customer service is usually good and fast but on a couple occasions I have not received the help I’ve needed and felt like I’ve not been listened to and my comments dismissed. Reviewed on: 9th July 2026

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