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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175919 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175926)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is being excellent even sorting any issues i...

PayPal is being excellent even sorting any issues i recommend best safe pay ever Reviewed on: 9th July 2026

I love using PayPal and I will always use it...

I love using PayPal and I will always use it Reviewed on: 9th July 2026

Getting started was easy.

Getting started was easy. Checks and verification happened within seconds and I was able to activate and use the virtual card before receiving the physical one. The perks and benefits are great and unlock a whole world of rewards Reviewed on: 9th July 2026

Easy transactions, can pay more, minimum payments ar...

Easy transactions, can pay more, minimum payments are good and PayPal credit is so easy! Reviewed on: 9th July 2026

Brilliant 10

It is great to have PayPal credit Reviewed on: 9th July 2026

Very valuable, helpful, make easy to purchased onlin...

Very valuable, helpful, make easy to purchased online, making me to be affordable for things I find expensive to buy. Reviewed on: 9th July 2026

Very easy to set up and make payments

Very easy to set up and make payments Reviewed on: 9th July 2026

Super easy to setup and use!

Super easy to setup and use! You can have a virtual and/or physical card. It uses the existing app to control so no message about setting new apps up. Reviewed on: 9th July 2026

Easy access , really clear app.

Easy access , really clear app. Easy to use Reviewed on: 9th July 2026

always go above and beyond for me, staff is really k...

always go above and beyond for me, staff is really knowledgeable Reviewed on: 9th July 2026

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