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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

4 months interest free options

When 4 months interest free is available and not available. I don’t understand. I bit more clarity on this would be helpful Reviewed on: 27th May 2025

I use paypal for all my purchases when they are an o...

I use paypal for all my purchases when they are an option because it gives me peace of mind that my consumer rights will be protected. Reviewed on: 27th May 2025

PayPal offers easy and great credit options.

PayPal offers easy and great credit options. It is easy and clear to manage through the app, and you are given regular and accessible support, unlike other credit companies. Reviewed on: 27th May 2025

Never had any problems, everything is set out to see...

Never had any problems, everything is set out to see on the app Reviewed on: 27th May 2025

Easy to use and work with .

Easy to use and work with . The extended repayment periods help spread the cost of purchases. Reviewed on: 27th May 2025

Great service and excellent for every occasion

Great service and excellent for every occasion Reviewed on: 27th May 2025

100% positive experience.

100% positive experience. Supportive, prompt and safe. I trust paypal above all others. Reviewed on: 27th May 2025

PayPal has been an excellent partner.

PayPal has been an excellent partner. Reviewed on: 27th May 2025

A very convenient way to spread payments

A very convenient way to spread payments Reviewed on: 27th May 2025

Rest addition to digital wallet.

Very handy pops up with payment options when I visit websites for a purchase and super easy to use! I have recommend this to friends and family. It helps when you are budgeting and prioritising items. Reviewed on: 27th May 2025

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