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PayPal: PayPal Credit reviews

4.91
Based on 49,249 reviews, last reviewed 29th May 2025
1699500% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use it many times I love it I recommend yo my frie... I use it many times I love it I recommend yo my friends also Reviewed on: 29th May 2025
gabor N's avatar
gabor N

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49249)

Review of the PayPal, PayPal Credit:

PayPal is used in many different ways so easy to...

5
PayPal is used in many different ways so easy to use Reviewed on: 12th June 2024

My experience with PayPal Credit has been convenient...

3
My experience with PayPal Credit has been convenient for making purchases, but I’ve had to be careful to avoid interest charges. Reviewed on: 29th May 2025

It’s been great singed on to PayPal, the 4 -in-1 opt...

5
It’s been great singed on to PayPal, the 4 -in-1 option helped me financially. Anytime I call due to some issues on the account the customer service has been great with issues resolved. Reviewed on: 29th May 2025

Fast, easy and very good to work with

5
Fast, easy and very good to work with Reviewed on: 29th May 2025

I've been with PayPal for a while now and they have...

5
I've been with PayPal for a while now and they have never let me down when I need to make a purchase Reviewed on: 29th May 2025

Quick & easythats what she said

5
Quick, easy and convenient. Will definitely come again. Reviewed on: 29th May 2025

Straightforward finance

5
Payplal credit is easy to access and set up, repayment terms are set out clearly and interest rates are competitive. There are usually a range of options available. Reminders are sent out near repayment dates. Reviewed on: 29th May 2025

All you need when you need it.

5
All you need when you need it. I had no issues. They are offering enough choices. Reviewed on: 29th May 2025

Great payment plans with 0% interest options

5
PayPal has helped me to pay for large purchases, with great 0% deals if paid back within 4 months, and easy straightforward payment plans. Reviewed on: 29th May 2025

I buy a lot of vinyl and sometimes I need the money...

5
I buy a lot of vinyl and sometimes I need the money there and then so I don’t miss out on a great deal. PayPal gives me this flexibility therefore allowing me time to sort and not miss out. Reviewed on: 29th May 2025

Simple, straight forward service.

5
Simple, straight forward service. I enjoy the ease if using the app to manage my repayments. Highly recommend. Reviewed on: 29th May 2025