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PayPal: PayPal Credit reviews

4.91
Based on 49,300 reviews, last reviewed 30th May 2025
1704000% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love PayPal for its convenience. I love PayPal for its convenience. I have used it to pay for loads of products. I especially like the pay in 3 option. Reviewed on: 30th May 2025
David C's avatar
David C

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49300)

Review of the PayPal, PayPal Credit:

The pay in 3 option

5
The pay in 3 option that they give has provided me with multiple options to purchase items I've needed for my home with the ability to spread the cost at an interest free rate Reviewed on: 13th June 2024

PayPal, convenience, excellent App.

5
PayPal, convenience, excellent App. A safe way to pay anywhere for anything Reviewed on: 29th May 2025

Great payment option

4
Reliable service, amazing pay in 3 0% interest payments option Reviewed on: 29th May 2025

Just what I needed

5
Very easy to access. Good customer service and timely response. Reviewed on: 29th May 2025

Love having option for PayPal credit really helped m...

5
Love having option for PayPal credit really helped me when unexpected kitchen appliances broke before payday Reviewed on: 29th May 2025

Have used PayPal for years, never any issues!

5
Have used PayPal for years, never any issues! Reviewed on: 29th May 2025

5 Stars for PayPal credit

5
I have been using PayPal credit for a while. It’s convenient and easy to use. The way you can pay things off without interest is very useful and there is a sense of security when using PayPal credit. Reviewed on: 29th May 2025

Very user friendly

5
I have used PayPal credit for years and it’s a really good credit option. Clear, user friendly and a good limit Reviewed on: 29th May 2025

Paypal The best.

5
Paypal The best. Nothing can compare. Easy to use. Reviewed on: 29th May 2025

Spilt payments and time to pay good

4
Extent of where PayPal credit can be used is good. Reviewed on: 29th May 2025

So far so good.

5
So far so good. I'm in a position where I have this as a back-up for emergency stuff, so would say to others think first. But saying that Pay Pal is spot on in my eyes. Reviewed on: 29th May 2025