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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (48932 reviews)

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4.91

Based on 48,932 reviews, last reviewed 29th May 2025

1670000% increase in 5 star reviews

in the past 90 days

1233% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Useful service I am a PayPal long term user, I never faced any issues. Reviewed on: 29th May 2025

Latest lowest rating:

2

Reduce credit lim8t few days to Christmas is terrible Reduce credit lim8t few days to Christmas is terrible Reviewed on: 29th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (48932)

Review of the PayPal, PayPal Credit:

The pay in 3 option

The pay in 3 option that they give has provided me with multiple options to purchase items I've needed for my home with the ability to spread the cost at an interest free rate Reviewed on: 13th June 2024

Pay by Pay Pal, great service charges

Excellent service, interest free payments if paid on time, great communication Reviewed on: 29th May 2025

Efficient, I trust my money is safe using this service.

Efficient, I trust my money is safe using this service. Reviewed on: 29th May 2025

very easy to get credit and low monthly payments

very easy to get credit and low monthly payments Reviewed on: 29th May 2025

PayPal Credit helps me to budget for airline travel

I have used PayPal Credit on a few occasions, when I have needed to spread the cost of a purchase, generally for airline travel booked in the future. This is an excellent way for me to budget and obtain prices at lower rates, as I am able to book at lower rates. I can repay over several weeks/months without losing out on good deals online. Reviewed on: 29th May 2025

I have been using PayPal for year now, and I feel li...

I have been using PayPal for year now, and I feel like they render their services completely for free, from using them for payments to buying stuffs through PayPal credit. I just like using them. Reviewed on: 29th May 2025

Been with PayPal for a few years and have always rea...

Been with PayPal for a few years and have always ready to help Reviewed on: 29th May 2025

PayPal a friendly service.

PayPal has provided excellent service over a number of years and has allowed me to purchase goods as and when I've needed them. They keep you upto date with your purchases and ensure your payments meet your needs. Reviewed on: 29th May 2025

I’ve had a great experience using PayPal Credit!

I’ve had a great experience using PayPal Credit! The application process was quick and straightforward, and I got an instant decision. I really appreciate the flexibility it offers, especially the 0% interest on eligible purchases if paid within 4 months. It’s been a reliable option for larger purchases that I wanted to spread out over time without extra cost. The integration with my PayPal account makes everything easy to manage, and the statements are clear and accessible. Customer service was also helpful the one time I had a question. Highly recommend if you’re looking for a convenient and secure way to finance online purchases! Reviewed on: 29th May 2025

The whole concept of PayPal Credit suits my lifestyl...

The whole concept of PayPal Credit suits my lifestyle and gives me that instant wallet for when I see my next purchase. It also lets me manage my finances in one place. If I've ever had to contact Customer Service, it's always been a fantastic experience for me Reviewed on: 29th May 2025

I will use PayPal wherever possible.

I will use PayPal wherever possible. I love how easy it is to use and the time you have to pay back interest free. The 3 month payments are really helpful too. I love the convenience of it and it’s helped me a lot to manage my money and credit score Reviewed on: 29th May 2025

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