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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (47947 reviews)

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4.91

Based on 47,947 reviews, last reviewed 28th May 2025

1580900% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and if there is a problem with companies... Easy to use and if there is a problem with companies regarding goods or refunds Paypal has always been very helpful . Reviewed on: 28th May 2025

Latest lowest rating:

1

Paypal needs a overhaul and simplyfy the whole process PayPal credit is not as simple to use or view and manage as other. Even when it comes to make payments the process is very long and complicated which ... Read more Reviewed on: 28th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (47947)

Review of the PayPal, PayPal Credit:

The pay in 3 option

The pay in 3 option that they give has provided me with multiple options to purchase items I've needed for my home with the ability to spread the cost at an interest free rate Reviewed on: 13th June 2024

"Using PayPal Credit has made my online shopping exp...

"Using PayPal Credit has made my online shopping experience much smoother. The application process was straightforward, and the instant decision was a big plus. I especially like the flexibility of the '0% interest for 4 months' offer, which has helped me manage larger purchases without stress. The app is easy to use, and the payment reminders are helpful in staying on top of my balance. I feel more in control of my finances thanks to PayPal Credit. Highly recommend for anyone looking for a flexible and reliable credit option!" Reviewed on: 28th May 2025

Pay pas is the finest way to pay for the purchse als...

Pay pas is the finest way to pay for the purchse also it is safe. They also given me credit if I want to purchase and pay later. Reviewed on: 28th May 2025

Straight forward ways of spreading payments and keep...

Straight forward ways of spreading payments and keeping on top of finances. Easy to use systems with clear explanations about how to avoid interest Reviewed on: 28th May 2025

Unfortunately when I had contact customer services r...

Unfortunately when I had contact customer services regarding a complaint to merchant I did not find the experience easy or very helpful, subsequently loss money for unsatisfactory products. Reviewed on: 28th May 2025

PayPal is so easy to use and reliable.

PayPal is so easy to use and reliable. You have different payment options. I particularly like the no interest 3 payment option. Reviewed on: 28th May 2025

Ive been unsure about using any kind of Credit

Ive been unsure about using any kind of credit but i had the opportunity with paypal and its been amazing, theres no issues and i can see clearly what i owe and borrowing from them has been amazing. I can really see what my limits are when using paypal and with it being through an app instead of having a card helps me manage it better. Im glad i found PayPal credit and i wished i used it before. Im happy to keep using PayPal for future purchases. Reviewed on: 28th May 2025

Very handy especially pay in installments with zero...

Very handy especially pay in installments with zero percent fee Reviewed on: 28th May 2025

Always handy to have for unexpected expenses.

Always handy to have for unexpected expenses. Easy to use and understand payment options.Pay in 3 helps alot Reviewed on: 28th May 2025

Highly recommend very professional

Great experience customer service sorted my enquiry very quickly and very clearly so I could understand very professional.Highly recommend to family and friends Reviewed on: 28th May 2025

Reliable and universally accepted.

I've been using PayPal for years and never had any problems. It's easy to use, convenient (accepted by most online retailers), and fast. Reviewed on: 28th May 2025

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