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PayPal: PayPal Credit reviews

4.91
Based on 49,079 reviews, last reviewed 29th May 2025
1683800% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient, safe and convenient. I have used Paypal for many years now and find it a reliable and safe way to pay for online orders. Th pay in three facility is a very good idea espe... Read more Reviewed on: 29th May 2025
Margaret B's avatar
Margaret B

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49079)

Review of the PayPal, PayPal Credit:

The pay in 3 option

5
The pay in 3 option that they give has provided me with multiple options to purchase items I've needed for my home with the ability to spread the cost at an interest free rate Reviewed on: 13th June 2024

Best Credit option out there

5
Using PayPal credit has been very convenient and very straightforward to use. I like it when there isn't a lot of hurdles to jump through. Sometimes you need a little bit extra help with daily purchases and having access to PayPal credit options is a lifesaver. There is no hidden fees, and I really like it when it does what it says on the tin. Reviewed on: 29th May 2025

Believe me I needed a laptop for my university work...

5
Believe me I needed a laptop for my university work and the paypal credit made it possible as I’m an international student from a developing country, very hard to buy it on full. Reviewed on: 29th May 2025

So far it has been very good .

5
So far it has been very good . I haven't had any issues. I highly recommend it,especially PayPal Credit. Reviewed on: 29th May 2025

customer services are helpful

4
had payment issues before, they were sorted very well Reviewed on: 29th May 2025

Easy to use no issues, handy for spreading the cost

5
Easy to use no issues, handy for spreading the cost Reviewed on: 29th May 2025

Good customer service

4
Good. Flexible, not much to say. Happy with them Reviewed on: 29th May 2025

Never get any problems

5
Never get any problems with paypal always works as it should Reviewed on: 29th May 2025

fantastic, I couldn’t do without PayPal.

5
fantastic, I couldn’t do without PayPal. It’s secure as fast it’s easy and it’s very easy to keep track of your spending.. honestly, I just couldn’t do without it. Reviewed on: 29th May 2025

Just amazing

5
Whenever I have had an issue, it gets resolved so quickly and easily. Customer service team are great. App and website are so easy to use. You can trust PayPal and know your money is safe and secure. Reviewed on: 29th May 2025

I'm so happy with PayPal Credit given me the chance...

5
I'm so happy with PayPal Credit given me the chance to buy what I want.I Always recommend to my friend and family. Reviewed on: 29th May 2025

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