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PayPal: PayPal Credit reviews

4.91
Based on 50,513 reviews, last reviewed 8th Jun 2025
1816300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

good with dispute but can be hard to navigate good with dispute but can be hard to navigate Reviewed on: 8th June 2025
Tina H's avatar
Tina H

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50513)

Review of the PayPal, PayPal Credit:

Better commissions honestly

5
I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in Mexico. Had to pay like 50 euros in commissions man.. At least with PayPal the transfer is quicker and they have less commissions, thank you God Reviewed on: 8th October 2024

PayPal, a reliable backup.

5
My case was thrown out by Ali Express and Evri, but PayPal came to my aid. The ran through my account, and realised that I have been a good customer over the years. Right there, they refunded my money, and Reviewed on: 7th June 2025

Help with budgeting.

5
I use it to help with budgeting sometimes. Being able to spread thd cost is helpful Reviewed on: 7th June 2025

I would highly recommend PayPal

5
I have used PayPal for a number of years and have never had any issues with the service Reviewed on: 7th June 2025

PayPal combines consumer confidence, flexible paymen...

4
PayPal combines consumer confidence, flexible payment tools, global reach, and merchant-centric services — making it a dominant force in retail finance and a common choice for such an award. Reviewed on: 7th June 2025

Convenient and efficient payment system

5
Paypal is available to use in lots of places. I can keep an eye on what I am spending and it is very easy to use. Reviewed on: 7th June 2025

Simple, secure system.

5
Simple, secure system. Pay in 3 is fabulous Reviewed on: 7th June 2025

Safe, great service.

5
Safe, great service. Would recommend to friends Reviewed on: 7th June 2025

The service is good, but when I asked Paypal for he...

4
The service is good, but when I asked Paypal for help because a ebay seller did not send me the label to return a product they ruled in favour of the seller without asking for further proof. Reviewed on: 7th June 2025

Great for spreading the cost on big purchases or ord...

5
Great for spreading the cost on big purchases or ordering a few items to try before returning things you don't want. Have been using the credit system for a while now and I haven't had a bad experience. Reviewed on: 7th June 2025

Smooth & secure

5
Secure payments & so many months of interest free on items of a certain amount too. All my transactions have been smooth & trouble free. Always keeps me up to date on my account with emails & I feel it gives me more protection with online payments. It's definitely my Pay Pal Reviewed on: 7th June 2025

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