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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,368 reviews, last reviewed 5th Jun 2025
1803100% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use, pay in 3 and 0% in 4 months without h... Simple to use, pay in 3 and 0% in 4 months without having to apply are life savers Reviewed on: 5th June 2025
Michael c's avatar
Michael c

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W
Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50368)

Review of the PayPal, PayPal Credit:

PayPal credit helps you to manage your budget

5
PayPal credit helps you to manage your budget and makes it easy to set up payment installments. It's helped me a few times when I needed to buy things but pay it off bit by bit. Reviewed on: 26th May 2025
Bryony 's avatar
Bryony

Great service when needed , PayPal credit is always...

5
Great service when needed , PayPal credit is always useful and the 0% interest very competitive Reviewed on: 4th June 2025
Richard C's avatar
Richard C

Helpful, and very useful if you dont want to spend e...

5
Helpful, and very useful if you dont want to spend everything all at once Reviewed on: 4th June 2025
Alisha H's avatar
Alisha H

Great app.

5
Great and very easy app. Good choice of paying opinions Reviewed on: 4th June 2025
Angelika P's avatar
Angelika P

PayPal credit is great for spreading the cost and al...

4
PayPal credit is great for spreading the cost and also for buying things you may need to return Reviewed on: 4th June 2025
LWhite's avatar
LWhite

It's good, allows us to be smart with money and rest...

5
It's good, allows us to be smart with money and rest assured. Reviewed on: 4th June 2025
Hero Universe's avatar
Hero Universe

Love it, paypal credit is great, hard choice between...

5
Love it, paypal credit is great, hard choice between paypal and klarna, but i think paypal takes it as it allows for more balance, although i would like the option to switch cards during a pay in 3 similar to klarna Reviewed on: 4th June 2025
Tim's avatar
Tim

Great customer service

5
Great customer service, very polite and professional and very informative. Very easy to use. Would definitely recommend to a friend or family member. The interest rate is fairly competitive. I also appreciate the security for purchasing through PayPal. Reviewed on: 4th June 2025
Sutherland's avatar
Sutherland

Nice experience

5
Very good service. The app also functions smoothly. Reviewed on: 4th June 2025
John's avatar
John

Nice experience

5
Very good service. The app also functions smoothly. Reviewed on: 4th June 2025
John's avatar
John

Fantastic

5
I have used pay pal for years and over the last year have used pay pal credit very simple easy to use, no hassle way to purchase items and the added benefit of pay pal backing. Reviewed on: 4th June 2025
Martina S's avatar
Martina S

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