Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50687 reviews)

View other PayPal products

4.91

Based on 50,687 reviews, last reviewed 15th Jun 2025

1831600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable back up I have been with PayPal for a few years, never had an issue. Great service. Reviewed on: 15th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50687)

Review of the PayPal, PayPal Credit:

Excellent customer service.

Excellent customer service. Advisors are always happy to help Reviewed on: 31st May 2025

Purchase protection with added credit functions

I have used PayPal for years now for general purchasing - PayPal gives you added peace of mind that if something goes wrong, they will help you to put it right. More recently, I've been using PayPal Credit and Pay-in-3 to spread the cost of bigger purchases with zero interest. Very handy! Reviewed on: 13th June 2025

Great for big purchases and can budget payments better

Great for big purchases and can budget payments better Reviewed on: 13th June 2025

Secure payments

Provides an excellent security service when making payment Reviewed on: 13th June 2025

always easy to use Flexible ways of paying back

always easy to use Flexible ways of paying back Reviewed on: 13th June 2025

Great service

Great service and great platform, never had any technical issues Reviewed on: 13th June 2025

Good service and offers always thanks

Good service and offers always thanks Reviewed on: 13th June 2025

I use Paypal for the majority of my purchases.

I use Paypal for the majority of my purchases. I use the Pay in 3 option on a regular basis, as it always helpful to be able to split purchases over 3 months with 0 per cent interest rates. Reviewed on: 13th June 2025

keeping your financial details safe

I regularly use PayPa and paypal credit. I like the security of not having to input my card details on multiple sites and the ease of doing it via PayPal where my details are already stored. It great that PayPal give me the option of using Authenticator to secure my PayPal account as an extra layer of security. When I’ve had an issue with payments previously (due to computer issue when purchasing) PayPal we’re understanding, helpful, and gave me time to sort it out. I love being able to buy big purchases and spread the cost at no extra cost if you keep to the 4 months. They also offer rewards for referring friends and family but most people already use them! What’s not to like? Reviewed on: 13th June 2025

It’s just good for spreading payment and buying anyt...

It’s just good for spreading payment and buying anything online as it’s taken by most providers. Would recommend strongly. Reviewed on: 13th June 2025

It’s been great overall, never had any issues!

It’s been great overall, never had any issues! Reviewed on: 13th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.75 from 18 reviews
Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews
Credit Cards
from Smile Bank 3.22 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub