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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50615 reviews)

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4.91

Based on 50,615 reviews, last reviewed 11th Jun 2025

1825200% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have had a couple of issues when it’s come to my a... I have had a couple of issues when it’s come to my account and taking money for my credit direct debt. After one phone call I was reassured that every... Read more Reviewed on: 11th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50615)

Review of the PayPal, PayPal Credit:

Excellent customer service.

Excellent customer service. Advisors are always happy to help Reviewed on: 31st May 2025

I find PayPal very easy to use and better than mobil...

I find PayPal very easy to use and better than mobile banking as it adds an extra level of protection from your bank account. The option for PayPal credit and pay in 3 is also useful as it allows for more flexibility and better terms that your standard credit cards. Reviewed on: 11th June 2025

Super easy to use!

Super easy to use! The interest free credit period is a big bonus, and it’s really easy to increase or decrease my monthly payments. Reviewed on: 11th June 2025

I love it

I love pay pal feel secure to pay this way Reviewed on: 11th June 2025

Positive overall.

Positive overall, small issue with adding a card and all the customer service staff would do is refer me back to my bank when I already knew my details were correct. I’d already checked them myself and with bank staff. Reviewed on: 11th June 2025

Fast payments and excellent customer service

Fast payments and excellent customer service that sort out problems fast. Reviewed on: 11th June 2025

I can't find any issues they are very helpful

I can't find any issues they are very helpful Reviewed on: 11th June 2025

Experience so far is very good, shopping with PayPal...

Experience so far is very good, shopping with PayPal online gives me a sense of security. Reviewed on: 11th June 2025

Easy to use anywhere .

Easy to use anywhere . Would be nice to have a physical version Reviewed on: 11th June 2025

Balances hard to understand and track

The record of returns and purchases is very difficult to follow when using PayPal credit. Although the application to use the credit was swift and a big help with larger purchases Reviewed on: 11th June 2025

A safer way to pay.

I always use PayPal for my online purchases ias they are safe and secure, They offer 3 ways to pay and Ican use my account to receive refunds and make payments to people who are PayPal account holders.. What I love the most is using the credit facility to make multi[le purchases especially at Christmas. Reviewed on: 11th June 2025

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