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PayPal: PayPal Credit reviews

4.91
Based on 50,511 reviews, last reviewed 8th Jun 2025
1816100% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is simple and effective. Paypal is simple and effective. Intuitive software both on desktop and mobile with seamless integration to payment platforms. Security always seems up... Read more Reviewed on: 8th June 2025
Tranzmute's avatar
Tranzmute

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50511)

Review of the PayPal, PayPal Credit:

Why I Trust PayPal for Every Online Transaction

5
I've been using PayPal for several years now, and I can confidently say it's one of the safest and most reliable platforms for online transactions. Whether I'm shopping from well-known online stores or smaller, lesser-known websites, I always prefer to use PayPal. One of the biggest reasons I trust PayPal is the security it provides. I don’t have to share my card or bank details directly with merchants, which gives me peace of mind—especially when making purchases from new or unfamiliar websites. PayPal acts as a secure middleman, and that extra layer of protection is invaluable. Reviewed on: 31st May 2025

I would highly recommend PayPal

5
I have used PayPal for a number of years and have never had any issues with the service Reviewed on: 7th June 2025

PayPal combines consumer confidence, flexible paymen...

4
PayPal combines consumer confidence, flexible payment tools, global reach, and merchant-centric services — making it a dominant force in retail finance and a common choice for such an award. Reviewed on: 7th June 2025

Convenient and efficient payment system

5
Paypal is available to use in lots of places. I can keep an eye on what I am spending and it is very easy to use. Reviewed on: 7th June 2025

Simple, secure system.

5
Simple, secure system. Pay in 3 is fabulous Reviewed on: 7th June 2025

Safe, great service.

5
Safe, great service. Would recommend to friends Reviewed on: 7th June 2025

The service is good, but when I asked Paypal for he...

4
The service is good, but when I asked Paypal for help because a ebay seller did not send me the label to return a product they ruled in favour of the seller without asking for further proof. Reviewed on: 7th June 2025

Great for spreading the cost on big purchases or ord...

5
Great for spreading the cost on big purchases or ordering a few items to try before returning things you don't want. Have been using the credit system for a while now and I haven't had a bad experience. Reviewed on: 7th June 2025

Smooth & secure

5
Secure payments & so many months of interest free on items of a certain amount too. All my transactions have been smooth & trouble free. Always keeps me up to date on my account with emails & I feel it gives me more protection with online payments. It's definitely my Pay Pal Reviewed on: 7th June 2025

Easy to use. Safe, efficient process

5
Use frequently, make good use of the pay in 3 facility. Never had any problems Reviewed on: 7th June 2025

I use it to pay for any purchases and pay off within...

5
I use it to pay for any purchases and pay off within 4 months without interest Reviewed on: 7th June 2025

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