Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50474 reviews)

View other PayPal products

4.91

Based on 50,474 reviews, last reviewed 7th Jun 2025

1813000% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Smooth & secure Secure payments & so many months of interest free on items of a certain amount too. All my transactions have been smooth & trouble free. Always keeps ... Read more Reviewed on: 7th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50474)

Review of the PayPal, PayPal Credit:

Paypal doesn’t work with Amazon, that could be changed.

Paypal doesn’t work with Amazon, that could be changed. Reviewed on: 31st May 2025

No problems, easy to use, would recommend

No problems, easy to use, would recommend Reviewed on: 7th June 2025

Excellent services

I’ve been using PayPal for several years and it’s a brilliant service, app is use-friendly, the offers provided are excellent and the customer service I have received is outstanding. I would highly recommend PayPal to all and have recommend before! Reviewed on: 7th June 2025

Safe, interest free credit options

Always use PayPal for safety and a smooth transaction while shopping online they offer great credit options I'm not one for paying interest and PayPal always offer an interest free option that usually suits me. Reviewed on: 7th June 2025

Trustfull company, good customer service.

Trustfull company, good customer service. I’m happy customer. Thank you. Reviewed on: 7th June 2025

PURCHASE WITH EASE

I HAVE FOUND PURCHASING GOODS VIA PAYPAL SO EASY AND STRAIGHT FORWARD NO PROBLEMS WITH ANY SELLER WHEN I HAD A SLIGHT PROBLEM WITH REGARDS TO CANCELLING A SUBSCRIPTION PAYPAL SORTED IT OUT WITH NO COMPLECATIONS Reviewed on: 7th June 2025

Good for international transfers

I use PayPal to send money to friends in other countries, it’s a lot easier to send than bank transfers because those take a few days to process ( at least internationally ). I really quite like the UI and it’s easy to use Reviewed on: 7th June 2025

0% interest really helped.

0% interest really helped. For what i wanted the money for Reviewed on: 7th June 2025

only ever had one issue with paypal and as frustrati...

only ever had one issue with paypal and as frustrating as it was id still recommend them Reviewed on: 7th June 2025

Never had issues rates are good and clearly set out...

Never had issues rates are good and clearly set out Reviewed on: 7th June 2025

Convenient and Transparent Financing with PayPal Credit

PayPal Credit provided a smooth and convenient financing option, making my purchases easier to manage. Tracking transactions was simple and clear, which gave me confidence and control over my spending. Reviewed on: 7th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 3.97 from 24 reviews
All in One Credit Card
from Halifax 3.96 from 72 reviews
Gold Credit Card
from American Express 4.48 from 24 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub