Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50660 reviews)

View other PayPal products

4.91

Based on 50,660 reviews, last reviewed 13th Jun 2025

1829100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and easy Easy process and uncomplicated. I haven't had any problems so far and I've been using for a year Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50660)

Review of the PayPal, PayPal Credit:

Really good

5 star, very good experience with pay pal and hipper safe to use Reviewed on: 8th July 2022

I am particularly impressed with the funding options...

I am particularly impressed with the funding options that are offered as well as the pay back options and interest rate applicable. Reviewed on: 12th June 2025

Flexible, very easy to apply.

Flexible, very easy to apply. 4 months interest free credit helps the customers to plan and budget the repayment. Very happy with the service generally Reviewed on: 12th June 2025

Fast, simple and easy to use .

Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025

Best help

Useful Help when I need and a convenient time to payback Reviewed on: 12th June 2025

Smooth Ride with PayPal Credit

Initially I was struggling to get PayPal Credit but as soon as I qualified everything went through smoothly Reviewed on: 12th June 2025

Never had an issue with PayPal.

Never had an issue with PayPal. All my transactions have been troublé free so far Reviewed on: 12th June 2025

Safe, secure, convenient

Never any issues, the money I keep in there feels safe and secure. As someone who often uses PayPal to do TCG trading with friends it’s the best way to easily move money from person to person without concerning myself with bank details or giving any personal details I don’t want to give. Reviewed on: 12th June 2025

Modern app, easy to use the service.

Modern app, easy to use the service. Reviewed on: 12th June 2025

Really good and reliable, a trustworthy name

Really good and reliable, a trustworthy name Reviewed on: 12th June 2025

incredible!

so far i have had no problems using paypal and have received prizes and profit from using their services Reviewed on: 12th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.73 from 8 reviews
Cashback Plus Credit Card
from NatWest 4.35 from 60 reviews
Platinum Credit Card
from Lloyds Bank 4.30 from 49 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub