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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Awesome, and reliable

Awesome, PayPal gat your back they are indeed reliable trustworthy, I will not hesitate to introduce PayPal to anyone who ask me about the best consumer credit company, because he or she will not regret it. Reviewed on: 29th May 2025

Great for spreading the cost on big purchases or ord...

Great for spreading the cost on big purchases or ordering a few items to try before returning things you don't want. Have been using the credit system for a while now and I haven't had a bad experience. Reviewed on: 7th June 2025

Smooth & secure

Secure payments & so many months of interest free on items of a certain amount too. All my transactions have been smooth & trouble free. Always keeps me up to date on my account with emails & I feel it gives me more protection with online payments. It's definitely my Pay Pal Reviewed on: 7th June 2025

Easy to use. Safe, efficient process

Use frequently, make good use of the pay in 3 facility. Never had any problems Reviewed on: 7th June 2025

I use it to pay for any purchases and pay off within...

I use it to pay for any purchases and pay off within 4 months without interest Reviewed on: 7th June 2025

Paypal credit is an excellent service, the terms and...

Paypal credit is an excellent service, the terms and conditions are very fair and the customer service is always excellent.It's very fair with the credit limits it gives and the credit limit increases are optional so you don't get in to financial difficulties.I Really like paypal credit and will always champion this service. Reviewed on: 7th June 2025

Good service of PayPal credit and pay in 3.

Good service of PayPal credit and pay in 3. Reviewed on: 7th June 2025

I’ve been using PayPal Credit for a while now, and i...

I’ve been using PayPal Credit for a while now, and it’s become one of my favorite ways to manage online purchases. One of the biggest reasons I like it is the flexibility it offers. It allows me to buy what I need now and pay over time, which is incredibly helpful when making larger purchases or managing unexpected expenses. Reviewed on: 7th June 2025

I have found paypal easy to use and very good for mo...

I have found paypal easy to use and very good for money, especially when transferring internationally. I have really enjoyed my use of PayPal over the years and really really recommend this to anyone who is thinking of using it. Reviewed on: 7th June 2025

GREAT FANTASTIC STAFF ALWAYS HELPFUL SORT ANY PROBLE...

GREAT FANTASTIC STAFF ALWAYS HELPFUL SORT ANY PROBLEMS OUT YOU HAVE 10/10 EVERY TIME. Reviewed on: 7th June 2025

It is excellent, wouldn’t use any other service.

It is excellent, wouldn’t use any other service. Very easy to use and it’s flexible. Paypal credit is used by several people in my family and friends as well. Reviewed on: 7th June 2025

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