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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025
Traian I's avatar
Traian I

Easy and convenient process

5
Easy and convenient process. Will always recommend PayPal any time any day Reviewed on: 27th May 2025
Ifeyinwa I's avatar
Ifeyinwa I

Fantastic company

5
They will let me know when payment needs to be made.They are friendly and helpfull when you have a problem Reviewed on: 27th May 2025
Denise's avatar
Denise

I have been with PayPal for several years and it has...

5
I have been with PayPal for several years and it has helped me many times with unexpected expenses Reviewed on: 27th May 2025
Agnieszka 's avatar
Agnieszka

It’s so simple to use, very handy and nearly always...

5
It’s so simple to use, very handy and nearly always my first choice for credit. The terms are very favourable. Reviewed on: 27th May 2025
GaskGirl's avatar
GaskGirl

I've used PayPal for over 10 years and it really is...

5
I've used PayPal for over 10 years and it really is one of the best financial services I have used , great value for money ,customer service is just brilliant ,I've never had a bad experience . Reviewed on: 27th May 2025
Kayleigh B's avatar
Kayleigh B

I've used PayPal for over 10 years and it really is...

5
I've used PayPal for over 10 years and it really is one of the best financial services I have used , great value for money ,customer service is just brilliant ,I've never had a bad experience . Reviewed on: 27th May 2025
Kayleigh B's avatar
Kayleigh B

10 /10for the service and the availability of credit

5
10/10for the service and the credit you can get with PayPal Reviewed on: 27th May 2025
David's avatar
David

Great no problem if you want to spread the payments...

5
Great no problem if you want to spread the payments Reviewed on: 27th May 2025
James's avatar
James

Translaction

5
Service good recomendet its been Quak Reviewed on: 27th May 2025
Jonas B's avatar
Jonas B

Very good customer service, good interest rates, has...

5
Very good customer service, good interest rates, has helped me out so much Reviewed on: 27th May 2025
Lorraine McPaul's avatar
Lorraine McPaul

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