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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I normally use paypal credit.

I normally use paypal credit. It is my default payment method. Reviewed on: 27th May 2025

quick & easy to use, reliable & secure

quick & easy to use, reliable & secure Reviewed on: 27th May 2025

Nothing better on the market!

Nothing better on the market! As long as I remember, I always using PayPal. Reviewed on: 27th May 2025

great back up

easy to access helpful when needed no interest when payed back in the time frame Reviewed on: 27th May 2025

Quick easy and safe to use whether sending money or...

Quick easy and safe to use whether sending money or making a purchase Reviewed on: 27th May 2025

PayPal is a life saving paying method for me....

PayPal is a life saving paying method for me: their credit options, the fact that is safe to use, and also, I can use it when I am abroad shopping online using my UK debit card without any concerns. Reviewed on: 27th May 2025

I have been using PayPal credit for a few years now...

I have been using PayPal credit for a few years now and the service has been top notch. I have had maybe one incident where payment failed and couldn’t make a purchase, but everything else has worked perfectly for me. Reviewed on: 27th May 2025

I use PayPal with confidence that I am Protected

Whenever purchasing something from the internet, I use my PayPal account. I use it because I feel confident that my purchase will be secure & if there are any issues. I feel confident that PayPal are there to ensure that my rights as a consumer are protected and also protected against Fraud Reviewed on: 27th May 2025

pay pal is super reliable and easy to use.

pay pal is super reliable and easy to use. great system and app Reviewed on: 27th May 2025

What is most important, customer service, very helpful!

What is most important, customer service, very helpful! Reviewed on: 27th May 2025

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