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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179335 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179359)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have had really good experiences with PayPal and w...

I have had really good experiences with PayPal and when needed help the customer service team was excellent Reviewed on: 10th July 2026

So helpful, fast and efficient, making things so muc...

So helpful, fast and efficient, making things so much easier Reviewed on: 10th July 2026

Easy to use and a safe reliable credit option.

Easy to use and a safe reliable credit option. Reviewed on: 10th July 2026

All good, convenient, nice, beautiful, clear, smooth...

All good, convenient, nice, beautiful, clear, smooth, easy, simple, clean, tidy, handsome, cute, sexy, fantastic, no issues, no troubles , no problems, naturally perfect, pretty, tasty, fully of flavour, juicy, simply the best for sure!!! Reviewed on: 10th July 2026

4 month interest free credit set up hassle free

I was offered 4 months interest free credit for a large price ticket item and this suited my needs perfectly. The application process was easy to navigate and processed immediately and I can highly recommend. Reviewed on: 10th July 2026

Just good experience with online payments and pay in 3

Just good experience with online payments and pay in 3 Reviewed on: 10th July 2026

It’s great that you can always get rid of speak to a...

It’s great that you can always get rid of speak to a human that cares and solves the problem. Reviewed on: 10th July 2026

Over alll PayPal is good is services.

Over alll PayPal is good is services. Reviewed on: 10th July 2026

Easy to use.

Easy to use. Secure transfer of funds Reviewed on: 10th July 2026

So easy to use day to day!

I find PayPal extremely convenient and easy to use. Credit options are brilliant so no more waiting for payday! PayPal app is very user friendly and makes it easy to settle bills or pay mates back and build a pot between you for a night out. So versatile I never pay without PayPal if I can help it. Reviewed on: 10th July 2026

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