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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179293 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179297)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Does what it says on the can.

Does what it says on the can. Always works for me. Reviewed on: 10th July 2026

Really easy to use, simple and convenient.

Really easy to use, simple and convenient. I feel like I get all the info I need to make smart financial choices Reviewed on: 10th July 2026

Go to lender for big single purchases.

Perfect for them purchases that are payable over a few months that you would prefer not to spend capital all at once. For example, new phone, laptop, computer parts, even Christmas presents. Reviewed on: 10th July 2026

Used very little as there are so many other options...

Used very little as there are so many other options out there. Handy when needed though Reviewed on: 10th July 2026

Quick, efficient and effective.

Quick, efficient and effective. 0% interest ,quick and convenient. Easy. Reviewed on: 10th July 2026

Very trustworthy I wouldn’t pay any other way

Very trustworthy I wouldn’t pay any other way Reviewed on: 10th July 2026

Paypal is so great!

So convinient and the customer service is always on point. Their rewards system actually feels impactful and i really have no complaints. All my friends and family use it to send eachother cash, its the fastest way to checkout - really cant complain! Reviewed on: 10th July 2026

Works with most retailers.

Works with most retailers. High possibility of being accepted for credit. Reviewed on: 10th July 2026

Brilliant Experience

I recently joined PayPal after hearing about their sign-up offer, and I couldn’t be happier with my decision. Not only did I actually receive the £20 voucher exactly as promised (which was a fantastic welcome gift!), but the entire platform has completely exceeded my expectations. Setting up my account took just a matter of minutes, and the user interface is incredibly intuitive. I’ve already used it to shop online and send money to friends, and the whole process is seamless, lightning-fast, and entirely hassle-free. It gives me massive peace of mind knowing my financial details are secure while enjoying such a smooth checkout experience everywhere I shop. If you are on the fence about joining, honestly just go for it. Between the brilliant ease of use and the excellent £20 welcome bonus, it’s an absolute no-brainer. Five stars all the way! Reviewed on: 10th July 2026

Disappointed with such a trusted brand I thought I c...

Disappointed with such a trusted brand I thought I could rely on PayPal to help me reclaim £750 paid to Viagogo for tickets that were not valid and me and my family where turned away from the venue and concert. I contacted PayPal in good faith and was turned down on two occasions to claim back my money for tickets that were not valid, I contacted Viagogo and they wouldn't respond and finally escalated my claim to a complaint with PayPal to which the outcome was "unsuccessful " with not much consideration given to the sheer Disappointment caused and the loss of money to which I experienced no sympathetic response apart from one thoughtful customer service agent who totally understood my position but could offer no further help , since then I have avoided using PayPal and moved to Google Pay for any transactions as the service and lack of support has changed my confidence Reviewed on: 10th July 2026

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