Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

My go to finance provider

I’ve used PayPal Credit on numerous occasions and it has become my go to finance provider. Easy to understand and use while being trusted completely. Reviewed on: 7th June 2024

Convenient and Transparent Financing with PayPal Credit

PayPal Credit provided a smooth and convenient financing option, making my purchases easier to manage. Tracking transactions was simple and clear, which gave me confidence and control over my spending. Reviewed on: 7th June 2025

I use PayPal for basically everything.

I use PayPal for basically everything. It's a brand I know I can trust and rely on . It's simple and easy to use . As someone who has never took out or owned a credit card I find PayPal and easier and safer option to use. With no hidden charges and everything is simple. Reviewed on: 7th June 2025

Easy to use.

Easy to use. Generous credit options. Not the most competitive foreign exchange rate. Secure. Reviewed on: 7th June 2025

Holiday credit is great!

I love travelling, so booking a new holiday is always the perfect activity. Usig PayPal Pay in 3 is the best! This feature is my favourite of all PayPal tools, because I always use it when planning my trips and journeys. I love PayPal and its benefits. Reviewed on: 7th June 2025

Always feel secure with PayPal .

Always feel secure with PayPal . Never had any problems and any queries I’ve had have always been sorted Reviewed on: 7th June 2025

Simple and reliable service

Simple and reliable. Helpful and quick Reviewed on: 7th June 2025

PayPal credit comes in clutch

Amazing, Paypal credit has helped me through tough times in desperate needs of funds. Reviewed on: 7th June 2025

Been good but when they took money by accident we ha...

Been good but when they took money by accident we had no correspondence Reviewed on: 7th June 2025

Does what it says

Always helpful and reliable never disappoints Reviewed on: 7th June 2025

efficient

It helped me to save money a and was efficient to pay with Reviewed on: 6th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub