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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168657 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168715)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good easy to use payment app it's greeeeaaaat

Good easy to use payment app it's greeeeaaaat Reviewed on: 7th July 2026

they are good, leave me feeling secure in online pur...

they are good, leave me feeling secure in online purchases. changing direct debit date was a bit tricky, but otherwise easy to use. Some vendors don't seem to offer PayPal option which is tricky, but I generally would decide on the purchase depending on how secure I feel an online purchase is so a bigger shop that matters less whilst a small vendor I might choose to avoid without PayPal. Reviewed on: 7th July 2026

It is a terrible product.

It is a terrible product., the app is clunky, noting really functions properly, the fact it is entered to win something is beyond a joke. Reviewed on: 7th July 2026

Paypal is easy to use and helps you pay for more exp...

PayPal is easy to use and helps you pay for more expensive items Reviewed on: 7th July 2026

I've had PayPal for a few years and I’m very...

I've had PayPal for a few years and I’m very happy Reviewed on: 7th July 2026

Great customer service.

Great customer service. The team aid very quick and helpful. The app is very easy to use and understand. I love using the PayPal credit too. Great value for money. Reviewed on: 7th July 2026

Mainly positive apart from once when something I bou...

Mainly positive apart from once when something I bought on line was a fake and although taking it as far as I could PayPal refused to give me a refund.Overall good rating Reviewed on: 7th July 2026

Why anyone else? PayPal it!

Easy to use and monitor, loads of shops except PayPal its great Reviewed on: 7th July 2026

Paypal review

Paypal is so easy use and I feel confident in buying goods via Paypal Reviewed on: 7th July 2026

Helps spread costs especially in emergencies

Excellent when my vacuum cleaner recently broke down. Bought another, spread payments over three months. Reviewed on: 7th July 2026

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