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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

PayPal is more convenient than the other payment met...

PayPal is more convenient than the other payment methods because it allows for quick, secure transactions without the need to enter card details each time. Reviewed on: 6th June 2025

As a small independent business, the credit faciliti...

As a small independent business, the credit facilities offered by PayPal have been enormously helpful. Reviewed on: 6th June 2025

Easy setup and acceptance.

Easy setup and acceptance. Goods comms keeping you up to date with payments. 3 payments works for me with the interest free, just as I like it. Reviewed on: 6th June 2025

I use paypal on the daily!

I use paypal on the daily! Helps me get money worldwide with no stress! Reviewed on: 6th June 2025

My go to payment method

I love the ease of checkout with PayPal and find the protect me and are fair when disputes are raised! I love the connivence of PayPal and find it rewarding Reviewed on: 6th June 2025

Very easy to use, feel safe using it, the app is gre...

Very easy to use, feel safe using it, the app is great and very user friendly. Reviewed on: 6th June 2025

my first choice for online payment

Very easy to use and payment is a breeze. mainly uses Paypal credit for online purchases now. Reviewed on: 6th June 2025

Love using PayPal for online shopping and with my cu...

Love using PayPal for online shopping and with my curve card for in person Reviewed on: 6th June 2025

Great service

So easy to use for different transactions and app is very user friendly Reviewed on: 6th June 2025

Always a good experience

Easy to use, easy to understand and easy to track. I have used PayPal credit on a number of occasions and it's always been a reliable payment method. Great way to split payments or just a good option when you don't want to use your bank details directly with the retailer. Reviewed on: 6th June 2025

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